Maid insurance
HL Assurance vs MSIG maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, HL Assurance was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HL Assurance | MSIG |
|---|---|---|
| New helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$447.88Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| Young helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$447.88Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$447.88Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 | S$827.09Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 | S$409.73Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 | S$788.94Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| 14 months, with bond waiver, helper over 50 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| 14 months, no bond waiver, helper under 50 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| 14 months, no bond waiver, helper over 50 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HL Assurance | MSIG |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%) |
| Outpatient treatment | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges | Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits) |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HL Assurance: none to show
- MSIG: 30% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HL Assurance or MSIG cheaper for maid insurance?
Of the 6 examples both price, HL Assurance was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.
How does HL Assurance's cover compare with MSIG's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (HL Assurance Maid Protect360 Pro Basic, MSIG Standard): Hospital and surgical (per year): HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver), MSIG S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%); Outpatient treatment: HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges, MSIG Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits); Repatriation: HL Assurance S$10,000, MSIG S$10,000; Excess: HL Assurance S$0.00, MSIG S$0.00.
What discounts are HL Assurance and MSIG running?
HL Assurance: none to show. MSIG: 30% off.