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Maid insurance

How HL Assurance prices maid insurance

Priced online

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 8 Oct 2026, the day we read HL Assurance's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 8, live since 21 Oct 2026.

Plans and how each is priced

Maid Protect360 Pro Basic

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$390.40	S$1,081.60
26 months	S$507.00	S$1,404.70

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Basic with enhanced medical benefits

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$472.20	S$1,321.40
26 months	S$612.80	S$1,815.70

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Enhanced

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$428.80	S$1,131.40
26 months	S$556.90	S$1,469.30

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Enhanced with enhanced medical benefits

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$510.60	S$1,371.20
26 months	S$662.70	S$1,880.30

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Premier

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$449.40	S$1,156.50
26 months	S$583.60	S$1,501.90

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Premier with enhanced medical benefits

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$531.20	S$1,396.30
26 months	S$689.40	S$1,912.90

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Exclusive

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$532.80	S$1,239.90
26 months	S$692.00	S$1,610.30

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Maid Protect360 Pro Exclusive with enhanced medical benefits

Offered when Helper's age 23 or more; Helper's age up to 64

Base premium
Cover periodby Helper's age	Up to 50	51 to 64
14 months	S$614.60	S$1,479.70
26 months	S$797.80	S$2,021.30

Plus
Bond waiver	Figure
No	S$0.00
Yes	S$54.50

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

Example	Answers	Working	Premium
Basic 14 months, helper 30Maid Protect360 Pro Basic	Helper's age: 30 Bond waiver: No Cover period: 14 months	Base S$390.40 (Cover period 14 months, Helper's age Up to 50) + S$0.00 (Bond waiver No) = S$390.40 GST is included: S$390.40	S$390.40
Enhanced 26 months, helper 50, bond waiverMaid Protect360 Pro Enhanced	Helper's age: 50 Bond waiver: Yes Cover period: 26 months	Base S$556.90 (Cover period 26 months, Helper's age Up to 50) + S$54.50 (Bond waiver Yes) = S$611.40 GST is included: S$611.40	S$611.40
Premier 14 months, helper 51Maid Protect360 Pro Premier	Helper's age: 51 Bond waiver: No Cover period: 14 months	Base S$1,156.50 (Cover period 14 months, Helper's age 51 to 64) + S$0.00 (Bond waiver No) = S$1,156.50 GST is included: S$1,156.50	S$1,156.50
Exclusive 26 months, helper 64, bond waiverMaid Protect360 Pro Exclusive	Helper's age: 64 Bond waiver: Yes Cover period: 26 months	Base S$1,610.30 (Cover period 26 months, Helper's age 51 to 64) + S$54.50 (Bond waiver Yes) = S$1,664.80 GST is included: S$1,664.80	S$1,664.80
Exclusive 14 months, helper 45, bond waiverMaid Protect360 Pro Exclusive	Helper's age: 45 Bond waiver: Yes Cover period: 14 months	Base S$532.80 (Cover period 14 months, Helper's age Up to 50) + S$54.50 (Bond waiver Yes) = S$587.30 GST is included: S$587.30	S$587.30
Basic with enhanced medical benefits 26 months, helper 23Maid Protect360 Pro Basic with enhanced medical benefits	Helper's age: 23 Bond waiver: No Cover period: 26 months	Base S$612.80 (Cover period 26 months, Helper's age Up to 50) + S$0.00 (Bond waiver No) = S$612.80 GST is included: S$612.80	S$612.80

Show the other 2 examples

Example	Answers	Working	Premium
Exclusive with enhanced medical benefits 26 months, helper 55, bond waiverMaid Protect360 Pro Exclusive with enhanced medical benefits	Helper's age: 55 Bond waiver: Yes Cover period: 26 months	Base S$2,021.30 (Cover period 26 months, Helper's age 51 to 64) + S$54.50 (Bond waiver Yes) = S$2,075.80 GST is included: S$2,075.80	S$2,075.80
Premier with enhanced medical benefits 14 months, helper 51Maid Protect360 Pro Premier with enhanced medical benefits	Helper's age: 51 Bond waiver: No Cover period: 14 months	Base S$1,396.30 (Cover period 14 months, Helper's age 51 to 64) + S$0.00 (Bond waiver No) = S$1,396.30 GST is included: S$1,396.30	S$1,396.30

Where the figures come from

HL Assurance maid insurance product page (Maid Protect360 Pro) read 8 Oct 2026
Maid Protect360 Pro benefit table with premium rates (with 9% GST), embedded in the product page read 8 Oct 2026
Maid Protect360 Pro policy wording DY032604 read 8 Oct 2026
HL Assurance product register as of 25 Mar 2026 (lists Maid Protect360 Pro) read 8 Oct 2026

Plus 1 file of saved quotes, data and screenshots from HL Assurance's online quote tool, kept with the table.

Before going live the table was read from the published table, matched to worked examples in the insurer's brochure and checked against the insurer's own online quotes.

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