Maid insurance
FWD vs HL Assurance maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, FWD was cheaper on 5, HL Assurance on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | HL Assurance |
|---|---|---|
| New helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| Renewal, 14 months, no waiver | S$403.67Essentialas at 15 Oct 2026 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | HL Assurance |
|---|---|---|
| Hospital & surgical | S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) |
| Outpatient | S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it) | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- FWD: none to show
- HL Assurance: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or HL Assurance cheaper for maid insurance?
Of the 11 examples both price, FWD was cheaper on 5, HL Assurance on 6. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with HL Assurance's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (FWD Essential, HL Assurance Maid Protect360 Pro Basic): Hospital & surgical: FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment), HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver); Outpatient: FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it), HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges; Repatriation: FWD S$10,000, HL Assurance S$10,000; Excess: FWD S$0.00, HL Assurance S$0.00.
What discounts are FWD and HL Assurance running?
FWD: none to show. HL Assurance: none to show.