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Maid insurance

EQ Insurance vs HL Assurance maid insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, EQ Insurance was cheaper on 4, HL Assurance on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceHL Assurance
New helper, 26 months, with bond waiverS$616.94EQ MaidSafe (Plan 1)as at 5 Oct 2026S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026
Renewal, 14 months, no waiverS$401.78EQ MaidSafe (Plan 1)as at 5 Oct 2026S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026
Young helper, 26 months, with bond waiverS$616.94EQ MaidSafe (Plan 1)as at 5 Oct 2026S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, with bond waiver, helper under 50S$616.94EQ MaidSafe (Plan 1)as at 5 Oct 2026S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, with bond waiver, helper over 50S$1,205.00EQ MaidSafe (Plan 1)as at 5 Oct 2026S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, no bond waiver, helper under 50S$562.44EQ MaidSafe (Plan 1)as at 5 Oct 2026S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, no bond waiver, helper over 50S$1,150.50EQ MaidSafe (Plan 1)as at 5 Oct 2026S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, with bond waiver, helper under 50S$456.28EQ MaidSafe (Plan 1)as at 5 Oct 2026S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, with bond waiver, helper over 50S$844.75EQ MaidSafe (Plan 1)as at 5 Oct 2026S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, no bond waiver, helper under 50S$401.78EQ MaidSafe (Plan 1)as at 5 Oct 2026S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, no bond waiver, helper over 50S$790.25EQ MaidSafe (Plan 1)as at 5 Oct 2026S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for new helper, 26 months, with bond waiver: EQ Insurance EQ MaidSafe (Plan 1), HL Assurance Maid Protect360 Pro Basic.
CoverEQ InsuranceHL Assurance
Hospital and surgical (per year)S$60,000 per annum (up to S$15,000 no co-payment; above S$15,000 the policyholder co-pays 25%)S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver)
Outpatient treatmentAccidents only: S$2,000 medical expenses per annum; outpatient kidney dialysis/cancer treatment S$2,000 per policy yearAccidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges
RepatriationS$10,000S$10,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is EQ Insurance or HL Assurance cheaper for maid insurance?

Of the 11 examples both price, EQ Insurance was cheaper on 4, HL Assurance on 7. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with HL Assurance's?

On each one's cheapest plan for new helper, 26 months, with bond waiver (EQ Insurance EQ MaidSafe (Plan 1), HL Assurance Maid Protect360 Pro Basic): Hospital and surgical (per year): EQ Insurance S$60,000 per annum (up to S$15,000 no co-payment; above S$15,000 the policyholder co-pays 25%), HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver); Outpatient treatment: EQ Insurance Accidents only: S$2,000 medical expenses per annum; outpatient kidney dialysis/cancer treatment S$2,000 per policy year, HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges; Repatriation: EQ Insurance S$10,000, HL Assurance S$10,000; Excess: EQ Insurance S$0.00, HL Assurance S$0.00.

What discounts are EQ Insurance and HL Assurance running?

EQ Insurance: none to show. HL Assurance: none to show.