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Maid insurance

HL Assurance vs Sompo maid insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, HL Assurance was cheaper on 4, Sompo on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleHL AssuranceSompo
New helper, 26 months, with bond waiverS$561.50Maid Protect360 Pro Basicas at 8 Oct 2026S$634.50Standardas at 5 Oct 2026
Renewal, 14 months, no waiverS$390.40Maid Protect360 Pro Basicas at 8 Oct 2026S$389.95Standardas at 5 Oct 2026
Young helper, 26 months, with bond waiverS$561.50Maid Protect360 Pro Basicas at 8 Oct 2026S$634.50Standardas at 5 Oct 2026
26 months, with bond waiver, helper under 50S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026S$634.50Standardas at 5 Oct 2026
26 months, with bond waiver, helper over 50S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026S$872.50Standardas at 5 Oct 2026
26 months, no bond waiver, helper under 50S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026S$580.00Standardas at 5 Oct 2026
26 months, no bond waiver, helper over 50S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026S$818.00Standardas at 5 Oct 2026
14 months, with bond waiver, helper under 50S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026S$444.45Standardas at 5 Oct 2026
14 months, with bond waiver, helper over 50S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026S$603.50Standardas at 5 Oct 2026
14 months, no bond waiver, helper under 50S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026S$389.95Standardas at 5 Oct 2026
14 months, no bond waiver, helper over 50S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026S$549.00Standardas at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for new helper, 26 months, with bond waiver: HL Assurance Maid Protect360 Pro Basic, Sompo Standard.
CoverHL AssuranceSompo
Hospital and surgical (per year)S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver)$60,000 annual limit ($120,000 per policy period); first $15,000 no co-payment, 25% co-payment above
Outpatient treatmentAccidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privilegesAccidents only: $2,000 medical expenses due to injury (incl. Chinese physician $100 per accident, dengue fever)
RepatriationS$10,000$10,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is HL Assurance or Sompo cheaper for maid insurance?

Of the 11 examples both price, HL Assurance was cheaper on 4, Sompo on 7. Your own answers can change the order, so get your own quote.

How does HL Assurance's cover compare with Sompo's?

On each one's cheapest plan for new helper, 26 months, with bond waiver (HL Assurance Maid Protect360 Pro Basic, Sompo Standard): Hospital and surgical (per year): HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver), Sompo $60,000 annual limit ($120,000 per policy period); first $15,000 no co-payment, 25% co-payment above; Outpatient treatment: HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges, Sompo Accidents only: $2,000 medical expenses due to injury (incl. Chinese physician $100 per accident, dengue fever); Repatriation: HL Assurance S$10,000, Sompo $10,000; Excess: HL Assurance S$0.00, Sompo S$0.00.

What discounts are HL Assurance and Sompo running?

HL Assurance: none to show. Sompo: none to show.