Maid insurance
ECICS vs HL Assurance maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, ECICS was cheaper on 8, HL Assurance on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | HL Assurance |
|---|---|---|
| New helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| Renewal, 14 months, no waiver | S$424.00Classicas at 5 Oct 2026code MAID20 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | HL Assurance |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) |
| Outpatient treatment | Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below) | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges |
| Repatriation | Up to S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- ECICS: Promo code MAID20: 20% off
- HL Assurance: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or HL Assurance cheaper for maid insurance?
Of the 11 examples both price, ECICS was cheaper on 8, HL Assurance on 3. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with HL Assurance's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (ECICS Classic, HL Assurance Maid Protect360 Pro Basic): Hospital and surgical (per year): ECICS S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%), HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver); Outpatient treatment: ECICS Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below), HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges; Repatriation: ECICS Up to S$10,000, HL Assurance S$10,000; Excess: ECICS S$0.00, HL Assurance S$0.00.
What discounts are ECICS and HL Assurance running?
ECICS: Promo code MAID20: 20% off. HL Assurance: none to show.