Maid insurance
HL Assurance vs Liberty maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, HL Assurance was cheaper on 0, Liberty on 11. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HL Assurance | Liberty |
|---|---|---|
| New helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | S$376.05Standardas at 5 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 | S$931.95Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 | S$501.40Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 | S$877.45Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 | S$430.55Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 | S$712.59Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | S$376.05Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 | S$658.09Standardas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HL Assurance | Liberty |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) | S$60,000 per year; 25% co-insurance on bills above S$15,000 |
| Outpatient treatment | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges | Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HL Assurance: none to show
- Liberty: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HL Assurance or Liberty cheaper for maid insurance?
Of the 11 examples both price, HL Assurance was cheaper on 0, Liberty on 11. Your own answers can change the order, so get your own quote.
How does HL Assurance's cover compare with Liberty's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (HL Assurance Maid Protect360 Pro Basic, Liberty Standard): Hospital and surgical (per year): HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver), Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000; Outpatient treatment: HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges, Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment; Repatriation: HL Assurance S$10,000, Liberty S$10,000; Excess: HL Assurance S$0.00, Liberty S$0.00.
What discounts are HL Assurance and Liberty running?
HL Assurance: none to show. Liberty: none to show.