Maid insurance
HL Assurance vs Income maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, HL Assurance was cheaper on 4, Income on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HL Assurance | Income |
|---|---|---|
| New helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$565.71Basic Planas at 19 Oct 2026 |
| Renewal, 14 months, no waiver | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | S$331.36Basic Planas at 19 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$565.71Basic Planas at 19 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$565.71Basic Planas at 19 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 | S$1,163.03Basic Planas at 19 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 | S$513.39Basic Planas at 19 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 | S$1,110.71Basic Planas at 19 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 | S$367.33Basic Planas at 19 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 | S$763.00Basic Planas at 19 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | S$331.36Basic Planas at 19 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 | S$727.03Basic Planas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HL Assurance | Income |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) | S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on) |
| Outpatient treatment | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges | S$1,500 outpatient medical expenses after an injury |
| Repatriation | S$10,000 | S$10,000 sending your helper home |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HL Assurance: none to show
- Income: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HL Assurance or Income cheaper for maid insurance?
Of the 11 examples both price, HL Assurance was cheaper on 4, Income on 7. Your own answers can change the order, so get your own quote.
How does HL Assurance's cover compare with Income's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (HL Assurance Maid Protect360 Pro Basic, Income Basic Plan): Hospital and surgical (per year): HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver), Income S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on); Outpatient treatment: HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges, Income S$1,500 outpatient medical expenses after an injury; Repatriation: HL Assurance S$10,000, Income S$10,000 sending your helper home; Excess: HL Assurance S$0.00, Income S$0.00.
What discounts are HL Assurance and Income running?
HL Assurance: none to show. Income: none to show.