Maid insurance
How Income prices maid insurance
Priced online
What the figures include
The table's figures are before GST. We add 9% GST to each price.
Prices from this table are as at 19 Oct 2026, the day we last checked them against Income's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 3, live since 20 Oct 2026.
Plans and how each is priced
Basic Plan
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$304.00 | Not offered on this plan |
| 26 months | S$471.00 | Not offered on this plan |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Basic Plan
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$304.00 | Not offered on this plan |
| 26 months | S$471.00 | Not offered on this plan |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Basic Plan
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$667.00 |
| 26 months | Not offered on this plan | S$1,019.00 |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Basic Plan with hospital top-up to S$100,000
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$304.00 | Not offered on this plan |
| 26 months | S$471.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$272.00 | Not offered on this plan |
| 26 months | S$449.00 | Not offered on this plan |
Excess None
Basic Plan with hospital top-up to S$100,000
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$304.00 | Not offered on this plan |
| 26 months | S$471.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$272.00 | Not offered on this plan |
| 26 months | S$449.00 | Not offered on this plan |
Excess None
Basic Plan with hospital top-up to S$100,000
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$667.00 |
| 26 months | Not offered on this plan | S$1,019.00 |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$467.00 |
| 26 months | Not offered on this plan | S$753.00 |
Excess None
Basic Plan with co-payment waiver
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$304.00 | Not offered on this plan |
| 26 months | S$471.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$77.00 | Not offered on this plan |
| 26 months | S$123.00 | Not offered on this plan |
Excess None
Basic Plan with co-payment waiver
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$304.00 | Not offered on this plan |
| 26 months | S$471.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$77.00 | Not offered on this plan |
| 26 months | S$123.00 | Not offered on this plan |
Excess None
Basic Plan with co-payment waiver
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$667.00 |
| 26 months | Not offered on this plan | S$1,019.00 |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$129.00 |
| 26 months | Not offered on this plan | S$215.00 |
Excess None
Standard Plan
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$308.00 | Not offered on this plan |
| 26 months | S$477.00 | Not offered on this plan |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Standard Plan
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$308.00 | Not offered on this plan |
| 26 months | S$477.00 | Not offered on this plan |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Standard Plan
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$698.00 |
| 26 months | Not offered on this plan | S$1,071.00 |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Standard Plan with hospital top-up to S$100,000
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$308.00 | Not offered on this plan |
| 26 months | S$477.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$272.00 | Not offered on this plan |
| 26 months | S$449.00 | Not offered on this plan |
Excess None
Standard Plan with hospital top-up to S$100,000
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$308.00 | Not offered on this plan |
| 26 months | S$477.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$272.00 | Not offered on this plan |
| 26 months | S$449.00 | Not offered on this plan |
Excess None
Standard Plan with hospital top-up to S$100,000
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$698.00 |
| 26 months | Not offered on this plan | S$1,071.00 |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$467.00 |
| 26 months | Not offered on this plan | S$753.00 |
Excess None
Standard Plan with co-payment waiver
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$308.00 | Not offered on this plan |
| 26 months | S$477.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$77.00 | Not offered on this plan |
| 26 months | S$123.00 | Not offered on this plan |
Excess None
Standard Plan with co-payment waiver
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$308.00 | Not offered on this plan |
| 26 months | S$477.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$77.00 | Not offered on this plan |
| 26 months | S$123.00 | Not offered on this plan |
Excess None
Standard Plan with co-payment waiver
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$698.00 |
| 26 months | Not offered on this plan | S$1,071.00 |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$129.00 |
| 26 months | Not offered on this plan | S$215.00 |
Excess None
Enhanced Plan
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$343.00 | Not offered on this plan |
| 26 months | S$532.00 | Not offered on this plan |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Enhanced Plan
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$343.00 | Not offered on this plan |
| 26 months | S$532.00 | Not offered on this plan |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Enhanced Plan
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$737.00 |
| 26 months | Not offered on this plan | S$1,130.00 |
Plus One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
Excess None
Enhanced Plan with hospital top-up to S$100,000
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$343.00 | Not offered on this plan |
| 26 months | S$532.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$272.00 | Not offered on this plan |
| 26 months | S$449.00 | Not offered on this plan |
Excess None
Enhanced Plan with hospital top-up to S$100,000
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$343.00 | Not offered on this plan |
| 26 months | S$532.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$272.00 | Not offered on this plan |
| 26 months | S$449.00 | Not offered on this plan |
Excess None
Enhanced Plan with hospital top-up to S$100,000
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$737.00 |
| 26 months | Not offered on this plan | S$1,130.00 |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$467.00 |
| 26 months | Not offered on this plan | S$753.00 |
Excess None
Enhanced Plan with co-payment waiver
Offered when Helper's age 23 or more; Helper's age up to 35
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$343.00 | Not offered on this plan |
| 26 months | S$532.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$77.00 | Not offered on this plan |
| 26 months | S$123.00 | Not offered on this plan |
Excess None
Enhanced Plan with co-payment waiver
Offered when Helper's age 36 or more; Helper's age up to 50
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$343.00 | Not offered on this plan |
| 26 months | S$532.00 | Not offered on this plan |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$77.00 | Not offered on this plan |
| 26 months | S$123.00 | Not offered on this plan |
Excess None
Enhanced Plan with co-payment waiver
Offered when Helper's age 51 or more; Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$737.00 |
| 26 months | Not offered on this plan | S$1,130.00 |
Plus (1 of 2) One figure for each of 2 cover periods (14 months, 26 months), multiplied by a factor for each of 2 bond waiver values (No, Yes).
Show all 2 figures
| Cover period | Figure |
|---|---|
| 14 months | S$33.00 |
| 26 months | S$48.00 |
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | Not offered on this plan | S$129.00 |
| 26 months | Not offered on this plan | S$215.00 |
Excess None
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Basic, helper 32, 26 months, bond protector (funnel cart: S$513.39 + S$52.32 = S$565.71 before the October discount)Basic Plan |
|
| S$565.71 |
| Basic, helper 32, 26 months, no bond protector (funnel: S$513.39 before the October discount)Basic Plan |
|
| S$513.39 |
| Enhanced, helper 32, 14 months, bond protectorEnhanced Plan |
|
| S$409.84 |
| Standard, helper 45, 26 months, bond protector (the 36-50 card)Standard Plan |
|
| S$572.25 |
| Basic, helper 60, 26 months, bond protector (the 51-plus list price)Basic Plan |
|
| S$1,163.03 |
| Enhanced, helper 55, 14 months, no bond protectorEnhanced Plan |
|
| S$803.33 |
Show the other 4 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| Basic with hospital top-up, helper 32, 26 months, no bond protector (funnel: S$513.39 + S$489.41 before the October discount)Basic Plan with hospital top-up to S$100,000 |
|
| S$1,002.80 |
| Basic with co-payment waiver, helper 32, 26 months, no bond protector (funnel: S$513.39 + S$134.07 before the October discount)Basic Plan with co-payment waiver |
|
| S$647.46 |
| Enhanced with hospital top-up, helper 45, 14 months, bond protectorEnhanced Plan with hospital top-up to S$100,000 |
|
| S$706.32 |
| Standard with co-payment waiver, helper 60, 26 months, bond protectorStandard Plan with co-payment waiver |
|
| S$1,454.06 |
Where the figures come from
- Income promotions page re-checked 2026-10-19: same tier table, 1 to 31 October 2026, "excluding premiums for optional benefits" read 19 Oct 2026
- Domestic Helper Insurance buy flow, plan-selection step: Basic S$513.39 / Standard S$519.93 / Enhanced S$579.88 for 26 months (S$385.04 / 389.95 / 434.91 after the October discount), the 14/26-month toggle and the key-benefits table read 16 Oct 2026
- Income promotions page: the October 2026 tier table — 25% off at 35 or under, 16% (20% Enhanced) at 36 to 50, 1 to 31 October 2026; code OCT30 only for the 30,000 STAR$ bonus read 16 Oct 2026
- Domestic Helper Insurance brochure: the benefit table (H&S S$60,000 a year incl. COVID-19 with the 25% co-payment above S$15,000, repatriation S$10,000, the S$5,000 MOM bond) and the optional add-ons read 16 Oct 2026
- Policy conditions 202503A: the general exclusions and the pre-existing condition rule (12 months' prior work in Singapore) read 16 Oct 2026
Plus 5 files of saved quotes, data and screenshots from Income's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.