Maid insurance
Income vs Liberty maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, Income was cheaper on 3, Liberty on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Income | Liberty |
|---|---|---|
| New helper, 26 months, with bond waiver | S$565.71Basic Planas at 19 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$331.36Basic Planas at 19 Oct 2026 | S$376.05Standardas at 5 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$565.71Basic Planas at 19 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$565.71Basic Planas at 19 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,163.03Basic Planas at 19 Oct 2026 | S$931.95Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$513.39Basic Planas at 19 Oct 2026 | S$501.40Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,110.71Basic Planas at 19 Oct 2026 | S$877.45Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$367.33Basic Planas at 19 Oct 2026 | S$430.55Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$763.00Basic Planas at 19 Oct 2026 | S$712.59Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$331.36Basic Planas at 19 Oct 2026 | S$376.05Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$727.03Basic Planas at 19 Oct 2026 | S$658.09Standardas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | Liberty |
|---|---|---|
| Hospital & surgical | S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on) | S$60,000 per year; 25% co-insurance on bills above S$15,000 |
| Outpatient | S$1,500 outpatient medical expenses after an injury | Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment |
| Repatriation | S$10,000 sending your helper home | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Income or Liberty cheaper for maid insurance?
Of the 11 examples both price, Income was cheaper on 3, Liberty on 8. Your own answers can change the order, so get your own quote.
How does Income's cover compare with Liberty's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (Income Basic Plan, Liberty Standard): Hospital & surgical: Income S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on), Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000; Outpatient: Income S$1,500 outpatient medical expenses after an injury, Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment; Repatriation: Income S$10,000 sending your helper home, Liberty S$10,000; Excess: Income S$0.00, Liberty S$0.00.
What discounts are Income and Liberty running?
Income: none to show. Liberty: none to show.