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Maid insurance

FWD vs Income maid insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, FWD was cheaper on 0, Income on 11. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleFWDIncome
New helper, 26 months, with bond waiverS$573.37Essentialas at 15 Oct 2026S$565.71Basic Planas at 19 Oct 2026
Renewal, 14 months, no waiverS$403.67Essentialas at 15 Oct 2026S$331.36Basic Planas at 19 Oct 2026
Young helper, 26 months, with bond waiverS$573.37Essentialas at 15 Oct 2026S$565.71Basic Planas at 19 Oct 2026
26 months, with bond waiver, helper under 50S$573.37Essentialas at 15 Oct 2026S$565.71Basic Planas at 19 Oct 2026
26 months, with bond waiver, helper over 50S$1,330.37Essentialas at 15 Oct 2026S$1,163.03Basic Planas at 19 Oct 2026
26 months, no bond waiver, helper under 50S$573.37Essentialas at 15 Oct 2026S$513.39Basic Planas at 19 Oct 2026
26 months, no bond waiver, helper over 50S$1,330.37Essentialas at 15 Oct 2026S$1,110.71Basic Planas at 19 Oct 2026
14 months, with bond waiver, helper under 50S$403.67Essentialas at 15 Oct 2026S$367.33Basic Planas at 19 Oct 2026
14 months, with bond waiver, helper over 50S$936.56Essentialas at 15 Oct 2026S$763.00Basic Planas at 19 Oct 2026
14 months, no bond waiver, helper under 50S$403.67Essentialas at 15 Oct 2026S$331.36Basic Planas at 19 Oct 2026
14 months, no bond waiver, helper over 50S$936.56Essentialas at 15 Oct 2026S$727.03Basic Planas at 19 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for new helper, 26 months, with bond waiver: FWD Essential, Income Basic Plan.
CoverFWDIncome
Hospital & surgicalS$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment)S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on)
OutpatientS$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it)S$1,500 outpatient medical expenses after an injury
RepatriationS$10,000S$10,000 sending your helper home
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is FWD or Income cheaper for maid insurance?

Of the 11 examples both price, FWD was cheaper on 0, Income on 11. Your own answers can change the order, so get your own quote.

How does FWD's cover compare with Income's?

On each one's cheapest plan for new helper, 26 months, with bond waiver (FWD Essential, Income Basic Plan): Hospital & surgical: FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment), Income S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on); Outpatient: FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it), Income S$1,500 outpatient medical expenses after an injury; Repatriation: FWD S$10,000, Income S$10,000 sending your helper home; Excess: FWD S$0.00, Income S$0.00.

What discounts are FWD and Income running?

FWD: none to show. Income: none to show.