Maid insurance
Income vs UOI maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, Income was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Income | UOI |
|---|---|---|
| New helper, 26 months, with bond waiver | S$565.71Basic Planas at 19 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| Renewal, 14 months, no waiver | S$331.36Basic Planas at 19 Oct 2026 | No online price |
| Young helper, 26 months, with bond waiver | S$565.71Basic Planas at 19 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$565.71Basic Planas at 19 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,163.03Basic Planas at 19 Oct 2026 | S$654.64UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$513.39Basic Planas at 19 Oct 2026 | S$453.80UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,110.71Basic Planas at 19 Oct 2026 | S$600.14UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$367.33Basic Planas at 19 Oct 2026 | No online price |
| 14 months, with bond waiver, helper over 50 | S$763.00Basic Planas at 19 Oct 2026 | No online price |
| 14 months, no bond waiver, helper under 50 | S$331.36Basic Planas at 19 Oct 2026 | No online price |
| 14 months, no bond waiver, helper over 50 | S$727.03Basic Planas at 19 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | UOI |
|---|---|---|
| Hospital & surgical | S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above |
| Outpatient | S$1,500 outpatient medical expenses after an injury | Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included) |
| Repatriation | S$10,000 sending your helper home | Not covered (no repatriation benefit on the Basic plan) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Income or UOI cheaper for maid insurance?
Of the 6 examples both price, Income was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
How does Income's cover compare with UOI's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (Income Basic Plan, UOI UOB InsureHelper Plus Basic (underwritten by UOI)): Hospital & surgical: Income S$60,000 per year including COVID-19 (60-day pre- and post-hospital treatment); the first S$15,000 of a claim paid in full, 75% above it (25% employer co-payment; a waiver is an optional add-on), UOI S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above; Outpatient: Income S$1,500 outpatient medical expenses after an injury, UOI Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included); Repatriation: Income S$10,000 sending your helper home, UOI Not covered (no repatriation benefit on the Basic plan); Excess: Income S$0.00, UOI S$0.00.
What discounts are Income and UOI running?
Income: none to show. UOI: none to show.