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Maid insurance

Etiqa vs HL Assurance maid insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, Etiqa was cheaper on 11, HL Assurance on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEtiqaHL Assurance
New helper, 26 months, with bond waiverS$551.92Plan Aas at 15 Oct 2026code TIQMAID35S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026
Renewal, 14 months, no waiverS$356.38Plan Aas at 15 Oct 2026code TIQMAID35S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026
Young helper, 26 months, with bond waiverS$551.92Plan Aas at 15 Oct 2026code TIQMAID35S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, with bond waiver, helper under 50S$551.92Plan Aas at 15 Oct 2026code TIQMAID35S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, with bond waiver, helper over 50S$972.77Plan Aas at 15 Oct 2026code TIQMAID35S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, no bond waiver, helper under 50S$495.24Plan Aas at 15 Oct 2026code TIQMAID35S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026
26 months, no bond waiver, helper over 50S$916.09Plan Aas at 15 Oct 2026code TIQMAID35S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, with bond waiver, helper under 50S$413.06Plan Aas at 15 Oct 2026code TIQMAID35S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, with bond waiver, helper over 50S$716.29Plan Aas at 15 Oct 2026code TIQMAID35S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, no bond waiver, helper under 50S$356.38Plan Aas at 15 Oct 2026code TIQMAID35S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026
14 months, no bond waiver, helper over 50S$659.61Plan Aas at 15 Oct 2026code TIQMAID35S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for new helper, 26 months, with bond waiver: Etiqa Plan A, HL Assurance Maid Protect360 Pro Basic.
CoverEtiqaHL Assurance
Hospital and surgical (per year)S$60,000 per year (inpatient incl. day surgery); 25% co-insurance above the first S$15,000 (optional waiver add-on)S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver)
Outpatient treatmentS$1,000 medical expenses due to accidental injury (accidents only)Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges
RepatriationS$10,000S$10,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Etiqa or HL Assurance cheaper for maid insurance?

Of the 11 examples both price, Etiqa was cheaper on 11, HL Assurance on 0. Your own answers can change the order, so get your own quote.

How does Etiqa's cover compare with HL Assurance's?

On each one's cheapest plan for new helper, 26 months, with bond waiver (Etiqa Plan A, HL Assurance Maid Protect360 Pro Basic): Hospital and surgical (per year): Etiqa S$60,000 per year (inpatient incl. day surgery); 25% co-insurance above the first S$15,000 (optional waiver add-on), HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver); Outpatient treatment: Etiqa S$1,000 medical expenses due to accidental injury (accidents only), HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges; Repatriation: Etiqa S$10,000, HL Assurance S$10,000; Excess: Etiqa S$0.00, HL Assurance S$0.00.

What discounts are Etiqa and HL Assurance running?

Etiqa: Promo code TIQMAID35: 35% off. HL Assurance: none to show.