Maid insurance
AIG vs HL Assurance maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 7, HL Assurance on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | HL Assurance |
|---|---|---|
| New helper, 26 months, with bond waiver | S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| Renewal, 14 months, no waiver | S$363.98AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,448.00AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$598.21AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,374.69AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$403.46AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$780.33AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$363.98AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$740.85AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | HL Assurance |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 a year with 20% co-insurance (the first S$15,000 in full) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) |
| Outpatient treatment | Accidents only: S$1,000 accident medical reimbursement per policy, plus S$100 post-hospital expenses | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- AIG: none to show
- HL Assurance: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or HL Assurance cheaper for maid insurance?
Of the 11 examples both price, AIG was cheaper on 7, HL Assurance on 4. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with HL Assurance's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (AIG AIG Domestic Helper Insurance Classic, HL Assurance Maid Protect360 Pro Basic): Hospital and surgical (per year): AIG S$60,000 a year with 20% co-insurance (the first S$15,000 in full), HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver); Outpatient treatment: AIG Accidents only: S$1,000 accident medical reimbursement per policy, plus S$100 post-hospital expenses, HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges; Repatriation: AIG S$10,000, HL Assurance S$10,000; Excess: AIG S$0.00, HL Assurance S$0.00.
What discounts are AIG and HL Assurance running?
AIG: none to show. HL Assurance: none to show.