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Maid insurance

How AIG prices maid insurance

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 16 Oct 2026, the day we last checked them against AIG's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 3, live since 20 Oct 2026.

Plans and how each is priced

AIG Domestic Helper Insurance Classic

Offered when Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$363.98S$740.85
26 monthsS$598.21S$1,374.69

Plus One figure for each of 2 cover periods (14 months, 26 months) by 2 bands of helper's age, multiplied by a factor for each of 2 bond waiver values (No, Yes).

Show all 4 figures
Plus
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$39.48S$39.48
26 monthsS$73.31S$73.31

Excess None

AIG Domestic Helper Insurance Superior

Offered when Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$438.21S$857.14
26 monthsS$738.68S$1,590.64

Plus One figure for each of 2 cover periods (14 months, 26 months) by 2 bands of helper's age, multiplied by a factor for each of 2 bond waiver values (No, Yes).

Show all 4 figures
Plus
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$39.48S$39.48
26 monthsS$73.31S$73.31

Excess None

AIG Domestic Helper Insurance Elite

Offered when Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$405.62S$798.78
26 monthsS$716.05S$1,484.46

Plus One figure for each of 2 cover periods (14 months, 26 months) by 2 bands of helper's age, multiplied by a factor for each of 2 bond waiver values (No, Yes).

Show all 4 figures
Plus
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$39.48S$39.48
26 monthsS$73.31S$73.31

Excess None

AIG Domestic Helper Insurance Premier

Offered when Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$513.07S$964.85
26 monthsS$838.22S$1,792.83

Plus One figure for each of 2 cover periods (14 months, 26 months) by 2 bands of helper's age, multiplied by a factor for each of 2 bond waiver values (No, Yes).

Show all 4 figures
Plus
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$39.48S$39.48
26 monthsS$73.31S$73.31

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Classic 14 months, helper 35AIG Domestic Helper Insurance Classic
  • Helper's age: 35
  • Bond waiver: No
  • Cover period: 14 months
  1. Base S$363.98 (Cover period 14 months, Helper's age Up to 50)
  2. + S$0.00 (Cover period 14 months, Helper's age Up to 50, Bond waiver No) = S$363.98
  3. GST is included: S$363.98
S$363.98
Superior 26 months, helper 45AIG Domestic Helper Insurance Superior
  • Helper's age: 45
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$738.68 (Cover period 26 months, Helper's age Up to 50)
  2. + S$0.00 (Cover period 26 months, Helper's age Up to 50, Bond waiver No) = S$738.68
  3. GST is included: S$738.68
S$738.68
Elite 14 months, helper 55AIG Domestic Helper Insurance Elite
  • Helper's age: 55
  • Bond waiver: No
  • Cover period: 14 months
  1. Base S$798.78 (Cover period 14 months, Helper's age 51 to 60)
  2. + S$0.00 (Cover period 14 months, Helper's age 51 to 60, Bond waiver No) = S$798.78
  3. GST is included: S$798.78
S$798.78
Premier 26 months, helper 30, bond waiverAIG Domestic Helper Insurance Premier
  • Helper's age: 30
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$838.22 (Cover period 26 months, Helper's age Up to 50)
  2. + S$73.31 (Cover period 26 months, Helper's age Up to 50, Bond waiver Yes) = S$911.53
  3. GST is included: S$911.53
S$911.53
Classic 26 months, helper 55, bond waiverAIG Domestic Helper Insurance Classic
  • Helper's age: 55
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$1,374.69 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$73.31 (Cover period 26 months, Helper's age 51 to 60, Bond waiver Yes) = S$1,448.00
  3. GST is included: S$1,448.00
S$1,448.00
Superior 26 months, helper 52, bond waiverAIG Domestic Helper Insurance Superior
  • Helper's age: 52
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$1,590.64 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$73.31 (Cover period 26 months, Helper's age 51 to 60, Bond waiver Yes) = S$1,663.95
  3. GST is included: S$1,663.95
S$1,663.95

Where the figures come from

Plus 4 files of saved quotes, data and screenshots from AIG's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

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