Maid insurance
AIG vs FWD maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 5, FWD on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | FWD |
|---|---|---|
| New helper, 26 months, with bond waiver | S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$573.37Essentialas at 15 Oct 2026 |
| Renewal, 14 months, no waiver | S$363.98AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$403.67Essentialas at 15 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$573.37Essentialas at 15 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$573.37Essentialas at 15 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,448.00AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$1,330.37Essentialas at 15 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$598.21AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$573.37Essentialas at 15 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,374.69AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$1,330.37Essentialas at 15 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$403.46AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$403.67Essentialas at 15 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$780.33AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$936.56Essentialas at 15 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$363.98AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$403.67Essentialas at 15 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$740.85AIG Domestic Helper Insurance Classicas at 16 Oct 2026 | S$936.56Essentialas at 15 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | FWD |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 a year with 20% co-insurance (the first S$15,000 in full) | S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment) |
| Outpatient treatment | Accidents only: S$1,000 accident medical reimbursement per policy, plus S$100 post-hospital expenses | S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it) |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or FWD cheaper for maid insurance?
Of the 11 examples both price, AIG was cheaper on 5, FWD on 6. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with FWD's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (AIG AIG Domestic Helper Insurance Classic, FWD Essential): Hospital and surgical (per year): AIG S$60,000 a year with 20% co-insurance (the first S$15,000 in full), FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment); Outpatient treatment: AIG Accidents only: S$1,000 accident medical reimbursement per policy, plus S$100 post-hospital expenses, FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it); Repatriation: AIG S$10,000, FWD S$10,000; Excess: AIG S$0.00, FWD S$0.00.
What discounts are AIG and FWD running?
AIG: none to show. FWD: none to show.