Shenton Brokers
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Maid insurance

AIG vs MSIG maid insurance

As of 28 Oct 2026 (Singapore time)

Of the 6 examples both price, AIG was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAIGMSIG
New helper, 26 months, with bond waiverS$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026S$447.88Standardas at 5 Oct 2026
Renewal, 14 months, no waiverS$363.98AIG Domestic Helper Insurance Classicas at 16 Oct 2026No online price
Young helper, 26 months, with bond waiverS$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026S$447.88Standardas at 5 Oct 2026
26 months, with bond waiver, helper under 50S$671.52AIG Domestic Helper Insurance Classicas at 16 Oct 2026S$447.88Standardas at 5 Oct 2026
26 months, with bond waiver, helper over 50S$1,448.00AIG Domestic Helper Insurance Classicas at 16 Oct 2026S$827.09Standardas at 5 Oct 2026
26 months, no bond waiver, helper under 50S$598.21AIG Domestic Helper Insurance Classicas at 16 Oct 2026S$409.73Standardas at 5 Oct 2026
26 months, no bond waiver, helper over 50S$1,374.69AIG Domestic Helper Insurance Classicas at 16 Oct 2026S$788.94Standardas at 5 Oct 2026
14 months, with bond waiver, helper under 50S$403.46AIG Domestic Helper Insurance Classicas at 16 Oct 2026No online price
14 months, with bond waiver, helper over 50S$780.33AIG Domestic Helper Insurance Classicas at 16 Oct 2026No online price
14 months, no bond waiver, helper under 50S$363.98AIG Domestic Helper Insurance Classicas at 16 Oct 2026No online price
14 months, no bond waiver, helper over 50S$740.85AIG Domestic Helper Insurance Classicas at 16 Oct 2026No online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for new helper, 26 months, with bond waiver: AIG AIG Domestic Helper Insurance Classic, MSIG Standard.
CoverAIGMSIG
Hospital and surgical (per year)S$60,000 a year with 20% co-insurance (the first S$15,000 in full)S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%)
Outpatient treatmentAccidents only: S$1,000 accident medical reimbursement per policy, plus S$100 post-hospital expensesAccidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits)
RepatriationS$10,000S$10,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is AIG or MSIG cheaper for maid insurance?

Of the 6 examples both price, AIG was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.

How does AIG's cover compare with MSIG's?

On each one's cheapest plan for new helper, 26 months, with bond waiver (AIG AIG Domestic Helper Insurance Classic, MSIG Standard): Hospital and surgical (per year): AIG S$60,000 a year with 20% co-insurance (the first S$15,000 in full), MSIG S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%); Outpatient treatment: AIG Accidents only: S$1,000 accident medical reimbursement per policy, plus S$100 post-hospital expenses, MSIG Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits); Repatriation: AIG S$10,000, MSIG S$10,000; Excess: AIG S$0.00, MSIG S$0.00.

What discounts are AIG and MSIG running?

AIG: none to show. MSIG: 30% off.