Maid insurance
HL Assurance vs UOI maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, HL Assurance was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HL Assurance | UOI |
|---|---|---|
| New helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| Renewal, 14 months, no waiver | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| Young helper, 26 months, with bond waiver | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$561.50Maid Protect360 Pro Basicas at 8 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,459.20Maid Protect360 Pro Basicas at 8 Oct 2026 | S$654.64UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$507.00Maid Protect360 Pro Basicas at 8 Oct 2026 | S$453.80UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,404.70Maid Protect360 Pro Basicas at 8 Oct 2026 | S$600.14UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$444.90Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| 14 months, with bond waiver, helper over 50 | S$1,136.10Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| 14 months, no bond waiver, helper under 50 | S$390.40Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
| 14 months, no bond waiver, helper over 50 | S$1,081.60Maid Protect360 Pro Basicas at 8 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HL Assurance | UOI |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above |
| Outpatient treatment | Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges | Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included) |
| Repatriation | S$10,000 | Not covered (no repatriation benefit on the Basic plan) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HL Assurance: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HL Assurance or UOI cheaper for maid insurance?
Of the 6 examples both price, HL Assurance was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
How does HL Assurance's cover compare with UOI's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (HL Assurance Maid Protect360 Pro Basic, UOI UOB InsureHelper Plus Basic (underwritten by UOI)): Hospital and surgical (per year): HL Assurance S$60,000 per year; 25% co-payment by the employer on bills above S$15,000 (no waiver), UOI S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above; Outpatient treatment: HL Assurance Accidents only: S$1,000 accident medical reimbursement (S$50 per clinic visit); no dental, TCM or physiotherapy; no outpatient clinic privileges, UOI Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included); Repatriation: HL Assurance S$10,000, UOI Not covered (no repatriation benefit on the Basic plan); Excess: HL Assurance S$0.00, UOI S$0.00.
What discounts are HL Assurance and UOI running?
HL Assurance: none to show. UOI: none to show.