Maid insurance
FWD vs MSIG maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, FWD was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | MSIG |
|---|---|---|
| New helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$447.88Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$403.67Essentialas at 15 Oct 2026 | No online price |
| Young helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$447.88Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$447.88Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$827.09Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$409.73Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$788.94Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | No online price |
| 14 months, with bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | No online price |
| 14 months, no bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | No online price |
| 14 months, no bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | MSIG |
|---|---|---|
| Hospital & surgical | S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%) |
| Outpatient | S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it) | Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits) |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or MSIG cheaper for maid insurance?
Of the 6 examples both price, FWD was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with MSIG's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (FWD Essential, MSIG Standard): Hospital & surgical: FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment), MSIG S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%); Outpatient: FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it), MSIG Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits); Repatriation: FWD S$10,000, MSIG S$10,000; Excess: FWD S$0.00, MSIG S$0.00.
What discounts are FWD and MSIG running?
FWD: none to show. MSIG: 30% off.