Maid insurance
ECICS vs MSIG maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, ECICS was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | MSIG |
|---|---|---|
| New helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$447.88Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$424.00Classicas at 5 Oct 2026code MAID20 | No online price |
| Young helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$447.88Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$447.88Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$827.09Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$409.73Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$788.94Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | No online price |
| 14 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | No online price |
| 14 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | No online price |
| 14 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | MSIG |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%) |
| Outpatient treatment | Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below) | Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits) |
| Repatriation | Up to S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or MSIG cheaper for maid insurance?
Of the 6 examples both price, ECICS was cheaper on 0, MSIG on 6. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with MSIG's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (ECICS Classic, MSIG Standard): Hospital and surgical (per year): ECICS S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%), MSIG S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%); Outpatient treatment: ECICS Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below), MSIG Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits); Repatriation: ECICS Up to S$10,000, MSIG S$10,000; Excess: ECICS S$0.00, MSIG S$0.00.
What discounts are ECICS and MSIG running?
ECICS: Promo code MAID20: 20% off. MSIG: 30% off.