Maid insurance
Liberty vs UOI maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, Liberty was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Liberty | UOI |
|---|---|---|
| New helper, 26 months, with bond waiver | S$555.90Standardas at 5 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| Renewal, 14 months, no waiver | S$376.05Standardas at 5 Oct 2026 | No online price |
| Young helper, 26 months, with bond waiver | S$555.90Standardas at 5 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$555.90Standardas at 5 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$931.95Standardas at 5 Oct 2026 | S$654.64UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$501.40Standardas at 5 Oct 2026 | S$453.80UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$877.45Standardas at 5 Oct 2026 | S$600.14UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$430.55Standardas at 5 Oct 2026 | No online price |
| 14 months, with bond waiver, helper over 50 | S$712.59Standardas at 5 Oct 2026 | No online price |
| 14 months, no bond waiver, helper under 50 | S$376.05Standardas at 5 Oct 2026 | No online price |
| 14 months, no bond waiver, helper over 50 | S$658.09Standardas at 5 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Liberty | UOI |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year; 25% co-insurance on bills above S$15,000 | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above |
| Outpatient treatment | Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment | Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included) |
| Repatriation | S$10,000 | Not covered (no repatriation benefit on the Basic plan) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Liberty or UOI cheaper for maid insurance?
Of the 6 examples both price, Liberty was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
How does Liberty's cover compare with UOI's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (Liberty Standard, UOI UOB InsureHelper Plus Basic (underwritten by UOI)): Hospital and surgical (per year): Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000, UOI S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above; Outpatient treatment: Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment, UOI Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included); Repatriation: Liberty S$10,000, UOI Not covered (no repatriation benefit on the Basic plan); Excess: Liberty S$0.00, UOI S$0.00.
What discounts are Liberty and UOI running?
Liberty: none to show. UOI: none to show.