Maid insurance
ECICS vs FWD maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, ECICS was cheaper on 7, FWD on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | FWD |
|---|---|---|
| New helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$573.37Essentialas at 15 Oct 2026 |
| Renewal, 14 months, no waiver | S$424.00Classicas at 5 Oct 2026code MAID20 | S$403.67Essentialas at 15 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$573.37Essentialas at 15 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$573.37Essentialas at 15 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$1,330.37Essentialas at 15 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$573.37Essentialas at 15 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$1,330.37Essentialas at 15 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$403.67Essentialas at 15 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$936.56Essentialas at 15 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$403.67Essentialas at 15 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$936.56Essentialas at 15 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | FWD |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%) | S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment) |
| Outpatient treatment | Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below) | S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it) |
| Repatriation | Up to S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or FWD cheaper for maid insurance?
Of the 11 examples both price, ECICS was cheaper on 7, FWD on 4. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with FWD's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (ECICS Classic, FWD Essential): Hospital and surgical (per year): ECICS S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%), FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment); Outpatient treatment: ECICS Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below), FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it); Repatriation: ECICS Up to S$10,000, FWD S$10,000; Excess: ECICS S$0.00, FWD S$0.00.
What discounts are ECICS and FWD running?
ECICS: Promo code MAID20: 20% off. FWD: none to show.