Maid insurance
ECICS vs Etiqa maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, ECICS was cheaper on 4, Etiqa on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | Etiqa |
|---|---|---|
| New helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$551.92Plan Aas at 15 Oct 2026code TIQMAID35 |
| Renewal, 14 months, no waiver | S$424.00Classicas at 5 Oct 2026code MAID20 | S$356.38Plan Aas at 15 Oct 2026code TIQMAID35 |
| Young helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$551.92Plan Aas at 15 Oct 2026code TIQMAID35 |
| 26 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$551.92Plan Aas at 15 Oct 2026code TIQMAID35 |
| 26 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$972.77Plan Aas at 15 Oct 2026code TIQMAID35 |
| 26 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$495.24Plan Aas at 15 Oct 2026code TIQMAID35 |
| 26 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$916.09Plan Aas at 15 Oct 2026code TIQMAID35 |
| 14 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$413.06Plan Aas at 15 Oct 2026code TIQMAID35 |
| 14 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$716.29Plan Aas at 15 Oct 2026code TIQMAID35 |
| 14 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$356.38Plan Aas at 15 Oct 2026code TIQMAID35 |
| 14 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$659.61Plan Aas at 15 Oct 2026code TIQMAID35 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | Etiqa |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%) | S$60,000 per year (inpatient incl. day surgery); 25% co-insurance above the first S$15,000 (optional waiver add-on) |
| Outpatient treatment | Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below) | S$1,000 medical expenses due to accidental injury (accidents only) |
| Repatriation | Up to S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or Etiqa cheaper for maid insurance?
Of the 11 examples both price, ECICS was cheaper on 4, Etiqa on 7. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Etiqa's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (ECICS Classic, Etiqa Plan A): Hospital and surgical (per year): ECICS S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%), Etiqa S$60,000 per year (inpatient incl. day surgery); 25% co-insurance above the first S$15,000 (optional waiver add-on); Outpatient treatment: ECICS Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below), Etiqa S$1,000 medical expenses due to accidental injury (accidents only); Repatriation: ECICS Up to S$10,000, Etiqa S$10,000; Excess: ECICS S$0.00, Etiqa S$0.00.
What discounts are ECICS and Etiqa running?
ECICS: Promo code MAID20: 20% off. Etiqa: Promo code TIQMAID35: 35% off.