Travel insurance
Does travel insurance cover flight delays?
As of 28 Oct 2026 (Singapore time)
Yes, on almost every plan. All 22 insurers we compare pay for travel delay, usually S$100 for every 6 hours your flight is late. Limits run from S$200 to S$3,000. You need the airline's written confirmation of the delay and its cause to claim.
The figures
- Insurers compared: 22, with 665 plans between them.
- Insurers with at least one plan that covers it: 22.
- Cheapest plan that covers it, for one week in Thailand, one adult: Sompo Essential, S$17.70.
- Median price among the insurers that cover it, for the same example: S$43.00.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| SompoYesfrom S$17.70 | Yes | Essential14 of its 14 plansTravel delay: S$100 per 6 hours overseas, up to S$800 | S$17.70 |
| EtiqaYesfrom S$18.90 | Yes | Tiq Travel Insurance Entry39 of its 39 plansTravel delay: S$50 per 3 hours, up to S$300 | S$18.90 |
| MSIGYesfrom S$23.00 | Yes | TravelEasy Flex Standard Flex39 of its 43 plansTravel delay: S$60 per 4 hours, up to S$360 | S$23.00 |
| HL AssuranceYesfrom S$23.20 | Yes | Travel Assured Plus Basic (no COVID-19 cover)48 of its 48 plansTravel delay: S$100 every 6 hours up to S$1,000 | S$23.20 |
| Allianz TravelYesfrom S$26.40 | Yes | Allianz Travel Silver12 of its 18 plansTravel delay: S$1,200 (S$400 per 24 hours, after 6 hours) | S$26.40 |
| ERGOYesfrom S$27.43 | Yes | ERGO TravelProtect Essential12 of its 12 plansTravel delay: S$100 per 6 hours, up to S$1,000 per person | S$27.43 |
| Great AmericanYesfrom S$28.34 | Yes | Great Travel Insurance Classic24 of its 24 plansTravel delay: S$100 for every 6 consecutive hours of delay overseas, up to S$1,000 (one payment of S$100 in Singapore) | S$28.34 |
| FWDYesfrom S$37.08 | Yes | Premium54 of its 54 plansTravel delay: S$100 per 6 hours overseas, up to S$300 | S$37.08 |
| QBEYesfrom S$38.40 | Yes | Travel Prestige Standard Plus20 of its 20 plansTravel delay: S$50 per 6 hours overseas (half that in Singapore), up to S$500 in aggregate with missed connection or travel diversion (S$100) | S$38.40 |
| Great EasternYesfrom S$40.00 | Yes | Basic13 of its 13 plansTravel delay: S$100 for every 6 hours overseas, up to S$500 | S$40.00 |
| ZurichYesfrom S$42.00 | Yes | Travel Guard Direct Basic20 of its 20 plansTravel delay: S$100 per 6 hours, up to S$200 (family S$250 per 6 hours, up to S$500) | S$42.00 |
| EQ InsuranceYesfrom S$44.00 | Yes | EQ TravelSafe Basic24 of its 24 plansTravel delay: S$100 per 6 hours, up to S$1,000 | S$44.00 |
| LibertyYesfrom S$45.00 | Yes | TourCare Plus Standard12 of its 24 plansTravel delay: S$100 per 6 hours overseas, up to S$1,000 | S$45.00 |
| UOIYesfrom S$49.00 | Yes | UniTravel Value21 of its 21 plansTravel delay: S$50 per 6 hours overseas, up to S$500 | S$49.00 |
| China TaipingYesfrom S$51.00 | Yes | Lite30 of its 30 plansTravel delay: S$100 per 6 hours overseas (S$100 once for a delay of at least 6 hours in Singapore), up to S$500 | S$51.00 |
| Tokio MarineYesfrom S$54.00 | Yes | TM Travel Trust Standard30 of its 30 plansTravel delay: S$100 per 6 hours overseas, up to S$500 | S$54.00 |
| SinglifeYesfrom S$55.42 | Yes | Travel Lite78 of its 78 plansTravel delay: S$100 per 6 hours overseas, up to S$500 | S$55.42 |
| ChubbYesfrom S$55.50 | Yes | Economy27 of its 54 plansTravel delay: S$100 for the first 4 hours, then S$200 per 12 hours, up to S$800 | S$55.50 |
| StarrYesfrom S$58.34 | Yes | TraveLead Bronze21 of its 21 plansTravel delay: S$100 per 6 hours, up to S$500 | S$58.34 |
| India InternationalYesfrom S$69.76 | Yes | i-Journey Classic12 of its 12 plansTravel delay: S$150 per 6 hours, up to S$500 | S$69.76 |
| AllianzYesfrom S$72.61 | Yes | Travel Protect Silver30 of its 30 plansTravel delay: S$1,000 at S$100 for every full 6 hours of delay; the same limit for delay caused by hijacking; automatic policy extension when a covered delay runs past the end date | S$72.61 |
| IncomeYesfrom S$73.72 | Yes | Classic36 of its 36 plansTravel delay: S$100 per 6 hours overseas (a child S$50), up to S$1,000 | S$73.72 |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare travel insuranceQuestions people ask
Does travel insurance cover flight delays?
Yes, on almost every plan. All 22 insurers we compare pay for travel delay, usually S$100 for every 6 hours your flight is late. Limits run from S$200 to S$3,000. You need the airline's written confirmation of the delay and its cause to claim.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 665 plans from 22 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
For one week in Thailand, one adult, Sompo Essential is the cheapest plan that covers it, at S$17.70 today, GST included. The median of each insurer's lowest price is S$43.00.