Travel insurance
How Starr prices travel insurance
Priced online
What the figures include
The table's figures already include 9% GST.
Prices from this table are as at 19 Oct 2026, the day we last checked them against Starr's own online quotes.
The insurer prices by its own areas (SEAsia, Asia, Worldwide). A trip is priced on the widest area of the countries you visit. Annual cover uses the area of its region. It doesn't cover trips to Belarus, Cuba, Iran, North Korea, Russia and Ukraine, so a trip that includes one gets no price from it.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 5, live since 19 Oct 2026.
Plans and how each is priced
TraveLead Gold
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is One adult; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$53.20 to S$2,324.84.
Excess None
TraveLead Gold, Group plan (each traveller priced; 2 to 14 travellers)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Travellers 2 or more; Travellers up to 14; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$53.20 to S$2,324.84.
| Travellers | Figure |
|---|---|
| 2 | ×2.00 |
| 3 | ×3.00 |
| 4 | ×4.00 |
| 5 | ×5.00 |
| 6 | ×6.00 |
| 7 | ×7.00 |
| 8 | ×8.00 |
| 9 | ×9.00 |
| 10 | ×10.00 |
| 11 | ×11.00 |
| 12 | ×12.00 |
| 13 | ×13.00 |
| 14 | ×14.00 |
Excess None
TraveLead Gold, Family plan (1 adult and children)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is One adult and children; Children up to 5; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$106.40 to S$4,649.68.
Excess None
TraveLead Gold, Family plan (2 adults, with or without children)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is Two adults and children; Children up to 5; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$106.40 to S$4,649.68.
Excess None
TraveLead Gold Annual Multi-Trip
Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$895.18 |
| SEAsia | S$837.98 |
| Worldwide | S$1,082.51 |
Excess None
TraveLead Gold Annual Multi-Trip, Family plan (1 adult and children)
Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 5; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$1,790.36 |
| SEAsia | S$1,675.96 |
| Worldwide | S$2,165.02 |
Excess None
TraveLead Gold Annual Multi-Trip, Family plan (2 adults, with or without children)
Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 5; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$1,790.36 |
| SEAsia | S$1,675.96 |
| Worldwide | S$2,165.02 |
Excess None
TraveLead Silver
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is One adult; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$42.90 to S$1,750.32.
Excess None
TraveLead Silver, Group plan (each traveller priced; 2 to 14 travellers)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Travellers 2 or more; Travellers up to 14; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$42.90 to S$1,750.32.
| Travellers | Figure |
|---|---|
| 2 | ×2.00 |
| 3 | ×3.00 |
| 4 | ×4.00 |
| 5 | ×5.00 |
| 6 | ×6.00 |
| 7 | ×7.00 |
| 8 | ×8.00 |
| 9 | ×9.00 |
| 10 | ×10.00 |
| 11 | ×11.00 |
| 12 | ×12.00 |
| 13 | ×13.00 |
| 14 | ×14.00 |
Excess None
TraveLead Silver, Family plan (1 adult and children)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is One adult and children; Children up to 5; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$85.80 to S$3,500.64.
Excess None
TraveLead Silver, Family plan (2 adults, with or without children)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is Two adults and children; Children up to 5; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$85.80 to S$3,500.64.
Excess None
TraveLead Silver Annual Multi-Trip
Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$632.06 |
| SEAsia | S$592.02 |
| Worldwide | S$756.47 |
Excess None
TraveLead Silver Annual Multi-Trip, Family plan (1 adult and children)
Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 5; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$1,264.12 |
| SEAsia | S$1,184.04 |
| Worldwide | S$1,512.94 |
Excess None
TraveLead Silver Annual Multi-Trip, Family plan (2 adults, with or without children)
Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 5; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$1,264.12 |
| SEAsia | S$1,184.04 |
| Worldwide | S$1,512.94 |
Excess None
TraveLead Bronze
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is One adult; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$36.04 to S$1,273.79.
Excess None
TraveLead Bronze, Group plan (each traveller priced; 2 to 14 travellers)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Travellers 2 or more; Travellers up to 14; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$36.04 to S$1,273.79.
| Travellers | Figure |
|---|---|
| 2 | ×2.00 |
| 3 | ×3.00 |
| 4 | ×4.00 |
| 5 | ×5.00 |
| 6 | ×6.00 |
| 7 | ×7.00 |
| 8 | ×8.00 |
| 9 | ×9.00 |
| 10 | ×10.00 |
| 11 | ×11.00 |
| 12 | ×12.00 |
| 13 | ×13.00 |
| 14 | ×14.00 |
Excess None
TraveLead Bronze, Family plan (1 adult and children)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is One adult and children; Children up to 5; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$72.08 to S$2,547.58.
Excess None
TraveLead Bronze, Family plan (2 adults, with or without children)
Offered when Trip type is Single trip; Insurer's area is SEAsia, Asia, Worldwide; Who is covered is Two adults and children; Children up to 5; Trip length up to 180 days; Days until departure up to 179 days
Base premium One figure for each of 3 areas (Asia, SEAsia, Worldwide) by 180 bands of trip length, from S$72.08 to S$2,547.58.
Excess None
TraveLead Bronze Annual Multi-Trip
Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$523.38 |
| SEAsia | S$490.49 |
| Worldwide | S$633.49 |
Excess None
TraveLead Bronze Annual Multi-Trip, Family plan (1 adult and children)
Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 5; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$1,046.76 |
| SEAsia | S$980.98 |
| Worldwide | S$1,266.98 |
Excess None
TraveLead Bronze Annual Multi-Trip, Family plan (2 adults, with or without children)
Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 5; Days until departure up to 179 days
| Insurer's area | Figure |
|---|---|
| Asia | S$1,046.76 |
| SEAsia | S$980.98 |
| Worldwide | S$1,266.98 |
Excess None
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| TraveLead Gold, Malaysia (Southeast Asia), 7 days, one adultTraveLead Gold |
|
| S$90.95 |
| TraveLead Gold, Japan (Asia Pacific), 14 days, one adultTraveLead Gold |
|
| S$187.39 |
| TraveLead Gold, France (Worldwide), 30 days, one adultTraveLead Gold |
|
| S$471.56 |
| TraveLead Gold, Thailand (Southeast Asia), 1 day, one adultTraveLead Gold |
|
| S$53.20 |
| TraveLead Gold, United States (Worldwide), 180 days, one adultTraveLead Gold |
|
| S$2,324.84 |
| TraveLead Gold, Malaysia and Japan (Asia Pacific, the widest on the trip), 7 days, one adultTraveLead Gold |
|
| S$107.59 |
Show the other 36 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| TraveLead Gold, Nepal (Worldwide: not in Starr's Asia Pacific list), 7 days, one adultTraveLead Gold |
|
| S$149.98 |
| TraveLead Gold, Group plan, Malaysia (Southeast Asia), 5 days, 3 adultsTraveLead Gold, Group plan (each traveller priced; 2 to 14 travellers) |
|
| S$236.82 |
| TraveLead Gold, Family plan, Japan (Asia Pacific), 14 days, 1 adult and 2 childrenTraveLead Gold, Family plan (1 adult and children) |
|
| S$374.78 |
| TraveLead Gold, Family plan, France (Worldwide), 30 days, 2 adults and 1 childTraveLead Gold, Family plan (2 adults, with or without children) |
|
| S$943.12 |
| TraveLead Gold Annual Multi-Trip, ASEAN (Southeast Asia), one adultTraveLead Gold Annual Multi-Trip |
|
| S$837.98 |
| TraveLead Gold Annual Multi-Trip, Asia Pacific, one adultTraveLead Gold Annual Multi-Trip |
|
| S$895.18 |
| TraveLead Gold Annual Multi-Trip, Family plan, worldwide, 2 adults and 5 childrenTraveLead Gold Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$2,165.02 |
| TraveLead Gold Annual Multi-Trip, Family plan, ASEAN, 1 adult and 1 childTraveLead Gold Annual Multi-Trip, Family plan (1 adult and children) |
|
| S$1,675.96 |
| TraveLead Silver, Malaysia (Southeast Asia), 7 days, one adultTraveLead Silver |
|
| S$70.36 |
| TraveLead Silver, Japan (Asia Pacific), 14 days, one adultTraveLead Silver |
|
| S$144.14 |
| TraveLead Silver, France (Worldwide), 30 days, one adultTraveLead Silver |
|
| S$360.36 |
| TraveLead Silver, Thailand (Southeast Asia), 1 day, one adultTraveLead Silver |
|
| S$42.90 |
| TraveLead Silver, United States (Worldwide), 180 days, one adultTraveLead Silver |
|
| S$1,750.32 |
| TraveLead Silver, Malaysia and Japan (Asia Pacific, the widest on the trip), 7 days, one adultTraveLead Silver |
|
| S$83.05 |
| TraveLead Silver, Nepal (Worldwide: not in Starr's Asia Pacific list), 7 days, one adultTraveLead Silver |
|
| S$126.56 |
| TraveLead Silver, Group plan, Malaysia (Southeast Asia), 5 days, 3 adultsTraveLead Silver, Group plan (each traveller priced; 2 to 14 travellers) |
|
| S$185.34 |
| TraveLead Silver, Family plan, Japan (Asia Pacific), 14 days, 1 adult and 2 childrenTraveLead Silver, Family plan (1 adult and children) |
|
| S$288.28 |
| TraveLead Silver, Family plan, France (Worldwide), 30 days, 2 adults and 1 childTraveLead Silver, Family plan (2 adults, with or without children) |
|
| S$720.72 |
| TraveLead Silver Annual Multi-Trip, ASEAN (Southeast Asia), one adultTraveLead Silver Annual Multi-Trip |
|
| S$592.02 |
| TraveLead Silver Annual Multi-Trip, Asia Pacific, one adultTraveLead Silver Annual Multi-Trip |
|
| S$632.06 |
| TraveLead Silver Annual Multi-Trip, Family plan, worldwide, 2 adults and 5 childrenTraveLead Silver Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$1,512.94 |
| TraveLead Silver Annual Multi-Trip, Family plan, ASEAN, 1 adult and 1 childTraveLead Silver Annual Multi-Trip, Family plan (1 adult and children) |
|
| S$1,184.04 |
| TraveLead Bronze, Malaysia (Southeast Asia), 7 days, one adultTraveLead Bronze |
|
| S$58.34 |
| TraveLead Bronze, Japan (Asia Pacific), 14 days, one adultTraveLead Bronze |
|
| S$90.95 |
| TraveLead Bronze, France (Worldwide), 30 days, one adultTraveLead Bronze |
|
| S$269.93 |
| TraveLead Bronze, Thailand (Southeast Asia), 1 day, one adultTraveLead Bronze |
|
| S$36.04 |
| TraveLead Bronze, United States (Worldwide), 180 days, one adultTraveLead Bronze |
|
| S$1,273.79 |
| TraveLead Bronze, Malaysia and Japan (Asia Pacific, the widest on the trip), 7 days, one adultTraveLead Bronze |
|
| S$58.34 |
| TraveLead Bronze, Nepal (Worldwide: not in Starr's Asia Pacific list), 7 days, one adultTraveLead Bronze |
|
| S$90.09 |
| TraveLead Bronze, Group plan, Malaysia (Southeast Asia), 5 days, 3 adultsTraveLead Bronze, Group plan (each traveller priced; 2 to 14 travellers) |
|
| S$138.99 |
| TraveLead Bronze, Family plan, Japan (Asia Pacific), 14 days, 1 adult and 2 childrenTraveLead Bronze, Family plan (1 adult and children) |
|
| S$181.90 |
| TraveLead Bronze, Family plan, France (Worldwide), 30 days, 2 adults and 1 childTraveLead Bronze, Family plan (2 adults, with or without children) |
|
| S$539.86 |
| TraveLead Bronze Annual Multi-Trip, ASEAN (Southeast Asia), one adultTraveLead Bronze Annual Multi-Trip |
|
| S$490.49 |
| TraveLead Bronze Annual Multi-Trip, Asia Pacific, one adultTraveLead Bronze Annual Multi-Trip |
|
| S$523.38 |
| TraveLead Bronze Annual Multi-Trip, Family plan, worldwide, 2 adults and 5 childrenTraveLead Bronze Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$1,266.98 |
| TraveLead Bronze Annual Multi-Trip, Family plan, ASEAN, 1 adult and 1 childTraveLead Bronze Annual Multi-Trip, Family plan (1 adult and children) |
|
| S$980.98 |
Where the figures come from
- Starr TraveLead Travel Insurance product and quote page (what is covered, product highlights, major exclusions, age limits, remarks) read 9 Oct 2026
- Starr TraveLead plan-selection page (Step 1, Bronze / Silver / Gold) with the full benefit table per plan embedded as the page's config object read 9 Oct 2026
- TraveLead Travel Insurance policy specimen (Starr Individual Program, 05082025, 28 pages) with COVID-19 endorsement read 9 Oct 2026
- TraveLead product and quote page re-captured (defaultDccRst promotion config: STARRTRIP; traveller limits; departure window) read 10 Oct 2026
- TraveLead product and quote page re-captured at the re-check (STARRTRIP single trips now 62 / 61 / 60% off Gold / Silver / Bronze; departures up to 179 days ahead) read 19 Oct 2026
- Plan-selection page re-captured at the re-check (benefit table unchanged; the same promotion config) read 19 Oct 2026
Plus 11 files of saved quotes, data and screenshots from Starr's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.
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