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Travel insurance

ERGO vs Starr travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, ERGO was cheaper on 12, Starr on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleERGOStarr
One week in Thailand, one adultS$27.43ERGO TravelProtect Essentialas at 24 Oct 2026S$58.34TraveLead Bronzeas at 19 Oct 2026
Two weeks in Japan, one adultS$51.58ERGO TravelProtect Essentialas at 24 Oct 2026S$90.95TraveLead Bronzeas at 19 Oct 2026
Three weeks in Europe, one adultS$141.11ERGO TravelProtect Essentialas at 24 Oct 2026S$213.13TraveLead Bronzeas at 19 Oct 2026
Long weekend in Malaysia, one adultS$17.40ERGO TravelProtect Essentialas at 24 Oct 2026S$41.18TraveLead Bronzeas at 19 Oct 2026
A year of trips in Asia, one adultS$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026S$523.38TraveLead Bronze Annual Multi-Tripas at 19 Oct 2026
One week in Japan, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$58.34TraveLead Bronzeas at 19 Oct 2026
One week in South Korea, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$58.34TraveLead Bronzeas at 19 Oct 2026
One week in Taiwan, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$58.34TraveLead Bronzeas at 19 Oct 2026
One week in China, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$58.34TraveLead Bronzeas at 19 Oct 2026
Five days in Hong Kong, one adultS$25.68ERGO TravelProtect Essentialas at 24 Oct 2026S$48.05TraveLead Bronzeas at 19 Oct 2026
Five days in Thailand, one adultS$22.41ERGO TravelProtect Essentialas at 24 Oct 2026S$46.33TraveLead Bronzeas at 19 Oct 2026
Three days in Malaysia, one adultS$17.40ERGO TravelProtect Essentialas at 24 Oct 2026S$41.18TraveLead Bronzeas at 19 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: ERGO ERGO TravelProtect Essential, Starr TraveLead Bronze.
CoverERGOStarr
Overseas medical expensesS$200,000 (S$100,000 above age 70) per personS$200,000 (S$40,000 if age above 70)
Trip cancellationS$10,000 per personS$5,000
Baggage and personal belongingsS$3,000 per personS$3,000 (S$400 per item, S$1,400 for a laptop)
COVID-19Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in SingaporeIncluded (two vaccine doses, age 65 or under): overseas medical up to S$15,000 per person, half for under 18s; trip cancellation and curtailment not covered
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is ERGO or Starr cheaper for travel insurance?

Of the 12 examples both price, ERGO was cheaper on 12, Starr on 0. Your own answers can change the order, so get your own quote.

How does ERGO's cover compare with Starr's?

On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Starr TraveLead Bronze): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Starr S$200,000 (S$40,000 if age above 70); Trip cancellation: ERGO S$10,000 per person, Starr S$5,000; Baggage and personal belongings: ERGO S$3,000 per person, Starr S$3,000 (S$400 per item, S$1,400 for a laptop); COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Starr Included (two vaccine doses, age 65 or under): overseas medical up to S$15,000 per person, half for under 18s; trip cancellation and curtailment not covered; Excess: ERGO S$0.00, Starr S$0.00.

What discounts are ERGO and Starr running?

ERGO: none to show. Starr: none to show.