Travel insurance
Starr vs Zurich travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Starr was cheaper on 1, Zurich on 11. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Starr | Zurich |
|---|---|---|
| One week in Thailand, one adult | S$58.34TraveLead Bronzeas at 19 Oct 2026 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$90.95TraveLead Bronzeas at 19 Oct 2026 | S$77.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$213.13TraveLead Bronzeas at 19 Oct 2026 | S$140.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$41.18TraveLead Bronzeas at 19 Oct 2026 | S$20.00Travel Guard Direct Basicas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$523.38TraveLead Bronze Annual Multi-Tripas at 19 Oct 2026 | S$590.00Travel Guard Direct Enhanced Annual Multi-Tripas at 19 Oct 2026 |
| One week in Japan, one adult | S$58.34TraveLead Bronzeas at 19 Oct 2026 | S$58.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in South Korea, one adult | S$58.34TraveLead Bronzeas at 19 Oct 2026 | S$58.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$58.34TraveLead Bronzeas at 19 Oct 2026 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in China, one adult | S$58.34TraveLead Bronzeas at 19 Oct 2026 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$48.05TraveLead Bronzeas at 19 Oct 2026 | S$33.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$46.33TraveLead Bronzeas at 19 Oct 2026 | S$33.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$41.18TraveLead Bronzeas at 19 Oct 2026 | S$20.00Travel Guard Direct Basicas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Starr | Zurich |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$40,000 if age above 70) | S$100,000 (S$10,000 if age 70 or over) |
| Trip cancellation | S$5,000 | S$5,000 |
| Baggage and personal belongings | S$3,000 (S$400 per item, S$1,400 for a laptop) | S$1,500 (S$1,000 laptop, S$500 per other item) |
| COVID-19 | Included (two vaccine doses, age 65 or under): overseas medical up to S$15,000 per person, half for under 18s; trip cancellation and curtailment not covered | Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Starr or Zurich cheaper for travel insurance?
Of the 12 examples both price, Starr was cheaper on 1, Zurich on 11. Your own answers can change the order, so get your own quote.
How does Starr's cover compare with Zurich's?
On each one's cheapest plan for one week in Thailand, one adult (Starr TraveLead Bronze, Zurich Travel Guard Direct Basic): Overseas medical expenses: Starr S$200,000 (S$40,000 if age above 70), Zurich S$100,000 (S$10,000 if age 70 or over); Trip cancellation: Starr S$5,000, Zurich S$5,000; Baggage and personal belongings: Starr S$3,000 (S$400 per item, S$1,400 for a laptop), Zurich S$1,500 (S$1,000 laptop, S$500 per other item); COVID-19: Starr Included (two vaccine doses, age 65 or under): overseas medical up to S$15,000 per person, half for under 18s; trip cancellation and curtailment not covered, Zurich Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it; Excess: Starr S$0.00, Zurich S$0.00.
What discounts are Starr and Zurich running?
Starr: none to show. Zurich: none to show.