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Travel insurance

Best travel insurance in Singapore (October 2026)

As of 28 Oct 2026 (Singapore time)

We priced every plan from 22 insurers on 5 common examples and scored each one on price, cover and excess. Commission never affects the order.

Top picks this month

Each insurer's average value score over the examples it prices (insurers pricing at least half of them).
InsurerPlanValue scoreFrom
1. ERGOERGO TravelProtect DeluxeERGO TravelProtect Deluxe77S$29.26 (as at 24 Oct 2026)
2. MSIGTravelEasy Flex Premier FlexTravelEasy Flex Premier Flex76S$21.60 (as at 11 Oct 2026)
3. QBETravel Prestige Super PlusTravel Prestige Super Plus76S$54.00 (as at 19 Oct 2026)
4. HL AssuranceTravel Assured Plus PlatinumTravel Assured Plus Platinum75S$37.60 (as at 21 Oct 2026)
5. Great AmericanGreat Travel Insurance UltimateGreat Travel Insurance Ultimate74S$43.60 (as at 17 Oct 2026)

The value score (0 to 100) weighs each plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission never affects it.

One week in Thailand, one adult

22 insurers price this. The cheapest plan is Sompo Essential at S$17.70 (as at 9 Oct 2026).

The top 5 by value score, one plan per insurer.
InsurerPlanScorePremiumExcess
MSIGTravelEasy Flex Premier FlexTravelEasy Flex Premier Flex80S$36.00as at 11 Oct 2026S$0.00
ERGOERGO TravelProtect DeluxeERGO TravelProtect Deluxe79S$46.34as at 24 Oct 2026S$0.00
QBETravel Prestige Super PlusTravel Prestige Super Plus79S$54.00as at 19 Oct 2026S$0.00
Great AmericanGreat Travel Insurance UltimateGreat Travel Insurance Ultimate77S$55.59as at 17 Oct 2026S$0.00
SinglifeTravel PrestigeTravel Prestige77S$118.35as at 8 Oct 2026S$0.00

Two weeks in Japan, one adult

22 insurers price this. The cheapest plan is Etiqa Tiq Travel Insurance Entry at S$32.40 (as at 15 Oct 2026).

The top 5 by value score, one plan per insurer.
InsurerPlanScorePremiumExcess
QBETravel Prestige Super PlusTravel Prestige Super Plus80S$90.00as at 19 Oct 2026S$0.00
MSIGTravelEasy Flex Premier FlexTravelEasy Flex Premier Flex79S$69.80as at 11 Oct 2026S$0.00
ERGOERGO TravelProtect DeluxeERGO TravelProtect Deluxe78S$86.63as at 24 Oct 2026S$0.00
HL AssuranceTravel Assured Plus GoldTravel Assured Plus Gold76S$72.00as at 21 Oct 2026S$0.00
SinglifeTravel PrestigeTravel Prestige76S$219.97as at 8 Oct 2026S$0.00

Three weeks in Europe, one adult

22 insurers price this. The cheapest plan is MSIG TravelEasy Lite at S$67.60 (as at 11 Oct 2026).

The top 5 by value score, one plan per insurer.
InsurerPlanScorePremiumExcess
MSIGTravelEasy Flex Premier FlexTravelEasy Flex Premier Flex80S$143.00as at 11 Oct 2026S$0.00
HL AssuranceTravel Assured Plus PlatinumTravel Assured Plus Platinum78S$174.40as at 21 Oct 2026S$0.00
Great AmericanGreat Travel Insurance UltimateGreat Travel Insurance Ultimate78S$201.65as at 17 Oct 2026S$0.00
ERGOERGO TravelProtect DeluxeERGO TravelProtect Deluxe78S$203.30as at 24 Oct 2026S$0.00
QBETravel Prestige Super PlusTravel Prestige Super Plus78S$252.00as at 19 Oct 2026S$0.00

Long weekend in Malaysia, one adult

22 insurers price this. The cheapest plan is MSIG TravelEasy Lite at S$11.40 (as at 11 Oct 2026).

The top 5 by value score, one plan per insurer.
InsurerPlanScorePremiumExcess
MSIGTravelEasy Flex Premier FlexTravelEasy Flex Premier Flex81S$21.60as at 11 Oct 2026S$0.00
ERGOERGO TravelProtect DeluxeERGO TravelProtect Deluxe79S$29.26as at 24 Oct 2026S$0.00
IncomePreferredPreferred78S$70.19as at 19 Oct 2026S$0.00
HL AssuranceTravel Assured Plus PlatinumTravel Assured Plus Platinum77S$37.60as at 21 Oct 2026S$0.00
SinglifeTravel PrestigeTravel Prestige77S$81.75as at 8 Oct 2026S$0.00

A year of trips in Asia, one adult

22 insurers price this. The cheapest plan is Allianz Travel Allianz Travel Comprehensive Basic Annual Multi-Trip at S$165.60 (as at 16 Oct 2026).

The top 5 by value score, one plan per insurer.
InsurerPlanScorePremiumExcess
ERGOERGO TravelProtect Deluxe (Annual Multi-Trip)ERGO TravelProtect Deluxe (Annual Multi-Trip)70S$363.65as at 24 Oct 2026S$0.00
QBETravel Prestige Super Plus AnnualTravel Prestige Super Plus Annual69S$417.60as at 19 Oct 2026S$0.00
HL AssuranceTravel Assured Plus Basic (no COVID-19 cover) Annual Multi-TripTravel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip68S$189.50as at 21 Oct 2026S$0.00
ChubbAnnual FirstAnnual First68S$478.50as at 19 Oct 2026S$0.00
Allianz TravelAllianz Travel Platinum Annual Multi-TripAllianz Travel Platinum Annual Multi-Trip67S$315.20as at 16 Oct 2026code TRAVEL60S$0.00

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

See every insurer's price for your own answers, with the value score on each plan.

Get your own quote

Questions people ask

What is the best travel insurance in Singapore in October 2026?

On our value score, ERGO (ERGO TravelProtect Deluxe) ranks first this month, then MSIG and QBE. The ranking covers 5 common examples, worked out from each insurer's current rates. The best plan for you depends on your own answers and the cover you need.

What is the cheapest travel insurance?

For one week in Thailand, one adult, the cheapest plan today is Sompo Essential at S$17.70 (as at 9 Oct 2026), GST included. The cheapest plan is not always the best value: compare its cover and excess too.

How is the value score worked out?

The value score (0 to 100) weighs each plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission never affects it.

Do insurers pay to be ranked higher?

No. Insurers cannot pay for a place on this page. We are paid commission when you buy, but it never affects the order.

How often is this ranking updated?

The prices are worked out again from each insurer's current rates every day, and the page is retitled each month. A new rate table or discount changes the ranking at once.