Travel insurance
Does travel insurance cover emergency medical evacuation?
As of 28 Oct 2026 (Singapore time)
Yes. All 22 insurers we compare pay for emergency medical evacuation: moving you to a suitable hospital, or home to Singapore, when the insurer's doctors agree it is needed. Limits run from S$50,000 to unlimited. The insurer's 24-hour assistance service must arrange it, so an evacuation you book on your own may not be paid.
The figures
- Insurers compared: 22, with 665 plans between them.
- Insurers with at least one plan that covers it: 22.
- Cheapest plan that covers it, for one week in Thailand, one adult: Sompo Essential, S$17.70.
- Median price among the insurers that cover it, for the same example: S$43.00.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| SompoYesfrom S$17.70 | Yes | Essential14 of its 14 plansEmergency medical evacuation: S$500,000 (S$100,000 if age 70 or over) | S$17.70 |
| MSIGYesfrom S$17.80 | Yes | TravelEasy Lite43 of its 43 plansEmergency medical evacuation: S$100,000 | S$17.80 |
| EtiqaYesfrom S$18.90 | Yes | Tiq Travel Insurance Entry39 of its 39 plansEmergency medical evacuation: S$1,000,000 (combined with repatriation of mortal remains) | S$18.90 |
| HL AssuranceYesfrom S$23.20 | Yes | Travel Assured Plus Basic (no COVID-19 cover)48 of its 48 plansEmergency medical evacuation: Unlimited | S$23.20 |
| Allianz TravelYesfrom S$23.60 | Yes | Allianz Travel Basic18 of its 18 plansEmergency medical evacuation: S$1,000,000 | S$23.60 |
| ERGOYesfrom S$27.43 | Yes | ERGO TravelProtect Essential12 of its 12 plansEmergency medical evacuation: S$500,000 per person | S$27.43 |
| Great AmericanYesfrom S$28.34 | Yes | Great Travel Insurance Classic24 of its 24 plansEmergency medical evacuation: Unlimited, with unlimited repatriation; 24-hour emergency helpline +65 6804 6002 | S$28.34 |
| FWDYesfrom S$37.08 | Yes | Premium54 of its 54 plansEmergency medical evacuation: Unlimited | S$37.08 |
| QBEYesfrom S$38.40 | Yes | Travel Prestige Standard Plus20 of its 20 plansEmergency medical evacuation: Unlimited (24-hour medical emergency evacuation and repatriation including return of mortal remains, arranged through Europ Assistance; pre-existing conditions covered for this section) | S$38.40 |
| Great EasternYesfrom S$40.00 | Yes | Basic13 of its 13 plansEmergency medical evacuation: S$200,000 (no cover for pre-existing conditions) | S$40.00 |
| ZurichYesfrom S$42.00 | Yes | Travel Guard Direct Basic20 of its 20 plansEmergency medical evacuation: S$50,000 | S$42.00 |
| EQ InsuranceYesfrom S$44.00 | Yes | EQ TravelSafe Basic24 of its 24 plansEmergency medical evacuation: S$500,000 | S$44.00 |
| LibertyYesfrom S$45.00 | Yes | TourCare Plus Standard12 of its 24 plansEmergency medical evacuation: Unlimited (S$100,000 age 76-85) | S$45.00 |
| UOIYesfrom S$49.00 | Yes | UniTravel Value21 of its 21 plansEmergency medical evacuation: Unlimited (S$50,000 if age 70 or above) | S$49.00 |
| China TaipingYesfrom S$51.00 | Yes | Lite30 of its 30 plansEmergency medical evacuation: S$1,000,000 (24-hour assistance; repatriation of mortal remains up to S$1,000,000) | S$51.00 |
| Tokio MarineYesfrom S$54.00 | Yes | TM Travel Trust Standard30 of its 30 plansEmergency medical evacuation: S$250,000 (S$100,000 age 70-89) | S$54.00 |
| SinglifeYesfrom S$55.42 | Yes | Travel Lite78 of its 78 plansEmergency medical evacuation: S$250,000 | S$55.42 |
| ChubbYesfrom S$55.50 | Yes | Economy27 of its 54 plansEmergency medical evacuation: Unlimited (S$100,000 for adults above 65) | S$55.50 |
| StarrYesfrom S$58.34 | Yes | TraveLead Bronze21 of its 21 plansEmergency medical evacuation: Included: arranged and paid by Starr Global Emergency Assistance (no limit stated) | S$58.34 |
| India InternationalYesfrom S$69.76 | Yes | i-Journey Classic12 of its 12 plansEmergency medical evacuation: S$500,000 | S$69.76 |
| AllianzYesfrom S$72.61 | Yes | Travel Protect Silver30 of its 30 plansEmergency evacuation and repatriation: S$1,000,000 each for emergency transportation, medical repatriation, transport to bedside, return of dependents and repatriation of remains; search and rescue S$10,000; 24-hour assistance by Allianz Assistance | S$72.61 |
| IncomeYesfrom S$73.72 | Yes | Classic36 of its 36 plansEmergency medical evacuation: S$500,000 (sending you home S$150,000) | S$73.72 |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare travel insuranceQuestions people ask
Does travel insurance cover emergency medical evacuation?
Yes. All 22 insurers we compare pay for emergency medical evacuation: moving you to a suitable hospital, or home to Singapore, when the insurer's doctors agree it is needed. Limits run from S$50,000 to unlimited. The insurer's 24-hour assistance service must arrange it, so an evacuation you book on your own may not be paid.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 665 plans from 22 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
For one week in Thailand, one adult, Sompo Essential is the cheapest plan that covers it, at S$17.70 today, GST included. The median of each insurer's lowest price is S$43.00.