Travel insurance
How Etiqa prices travel insurance
Priced online
What the figures include
The table's figures already include 9% GST.
Prices from this table are as at 15 Oct 2026, the day we last checked them against Etiqa's own online quotes.
The insurer prices by its own areas (Zone1, Zone2, Zone3). A trip is priced on the widest area of the countries you visit. Annual cover uses the area of its region. It doesn't cover trips to Afghanistan, Congo, Congo (Democratic Republic), Cuba, Iran, Iraq, Israel, Liberia, Libya, North Korea, Palestine, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine and Yemen, so a trip that includes one gets no price from it.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 5, live since 27 Oct 2026.
Plans and how each is priced
Tiq Travel Insurance Entry
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$19.50 to S$1,442.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry, Married Couple cover (2 adults)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is Two adults and children; Children is 0; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×1.90.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 5 children values (1, 2, 3, 4, 5).
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Travellers 2 or more; Travellers up to 10; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 10 adults values and by a factor for each of 2 bands of travellers.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 children values (0, 1, 2, 3, 4, 5) and by a factor for each of 2 bands of travellers.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry Annual Plan
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; COVID-19 cover asked for is No; Days until departure up to 181 days
| Insurer's area | Figure |
|---|---|
| Zone1 | S$312.42 |
| Zone2 | S$332.71 |
| Zone3 | S$422.96 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry Annual Plan, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; COVID-19 cover asked for is No; Days until departure up to 181 days
| Insurer's areaby Children | Up to 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Zone1 | S$718.56 | S$718.56 | S$718.56 | S$826.34 | S$934.13 |
| Zone2 | S$765.23 | S$765.23 | S$765.23 | S$880.01 | S$994.80 |
| Zone3 | S$972.82 | S$972.82 | S$972.82 | S$1,118.74 | S$1,264.67 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Pre-Ex Entry
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 30 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×3.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$30.50 to S$2,253.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy, Married Couple cover (2 adults)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is Two adults and children; Children is 0; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×1.90.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 5 children values (1, 2, 3, 4, 5).
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Travellers 2 or more; Travellers up to 10; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 10 adults values and by a factor for each of 2 bands of travellers.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 children values (0, 1, 2, 3, 4, 5) and by a factor for each of 2 bands of travellers.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy Annual Plan
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; COVID-19 cover asked for is No; Days until departure up to 181 days
| Insurer's area | Figure |
|---|---|
| Zone1 | S$441.92 |
| Zone2 | S$461.15 |
| Zone3 | S$659.81 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy Annual Plan, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; COVID-19 cover asked for is No; Days until departure up to 181 days
| Insurer's areaby Children | Up to 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Zone1 | S$1,016.42 | S$1,016.42 | S$1,016.42 | S$1,168.88 | S$1,321.35 |
| Zone2 | S$1,060.64 | S$1,060.64 | S$1,060.64 | S$1,219.74 | S$1,378.83 |
| Zone3 | S$1,517.57 | S$1,517.57 | S$1,517.57 | S$1,745.21 | S$1,972.84 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Pre-Ex Savvy
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 30 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×3.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$44.00 to S$3,267.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury, Married Couple cover (2 adults)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is Two adults and children; Children is 0; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×1.90.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 5 children values (1, 2, 3, 4, 5).
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Travellers 2 or more; Travellers up to 10; Trip length up to 182 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 10 adults values and by a factor for each of 2 bands of travellers.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 children values (0, 1, 2, 3, 4, 5) and by a factor for each of 2 bands of travellers.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury Annual Plan
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; COVID-19 cover asked for is No; Days until departure up to 181 days
| Insurer's area | Figure |
|---|---|
| Zone1 | S$502.00 |
| Zone2 | S$532.71 |
| Zone3 | S$757.54 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury Annual Plan, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; COVID-19 cover asked for is No; Days until departure up to 181 days
| Insurer's areaby Children | Up to 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Zone1 | S$1,154.61 | S$1,154.61 | S$1,154.61 | S$1,327.80 | S$1,500.99 |
| Zone2 | S$1,225.23 | S$1,225.23 | S$1,225.23 | S$1,409.01 | S$1,592.80 |
| Zone3 | S$1,742.35 | S$1,742.35 | S$1,742.35 | S$2,003.70 | S$2,265.06 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Pre-Ex Luxury
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 30 days; COVID-19 cover asked for is No; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×3.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry with COVID-19 add-on
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$19.50 to S$1,442.00.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$2.00 to S$83.51.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry with COVID-19 add-on, Married Couple cover (2 adults)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is Two adults and children; Children is 0; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×1.90.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×2.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 5 children values (1, 2, 3, 4, 5).
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 travellers values (2, 3, 4, 5, 6, 7).
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry with COVID-19 add-on, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Travellers 2 or more; Travellers up to 10; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 10 adults values and by a factor for each of 2 bands of travellers.
Plus (1 of 2) One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 children values (0, 1, 2, 3, 4, 5) and by a factor for each of 2 bands of travellers.
Plus (2 of 2) One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 9 travellers values.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry Annual Plan with COVID-19 add-on
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Days until departure up to 181 days
| Insurer's area | Figure |
|---|---|
| Zone1 | S$312.42 |
| Zone2 | S$332.71 |
| Zone3 | S$422.96 |
| Insurer's area | Figure |
|---|---|
| Zone1 | S$21.87 |
| Zone2 | S$23.29 |
| Zone3 | S$29.61 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Entry Annual Plan with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Days until departure up to 181 days
| Insurer's areaby Children | Up to 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Zone1 | S$718.56 | S$718.56 | S$718.56 | S$826.34 | S$934.13 |
| Zone2 | S$765.23 | S$765.23 | S$765.23 | S$880.01 | S$994.80 |
| Zone3 | S$972.82 | S$972.82 | S$972.82 | S$1,118.74 | S$1,264.67 |
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3), multiplied by a factor for each of 6 travellers values (2, 3, 4, 5, 6, 7).
Show all 3 figures
| Insurer's area | Figure |
|---|---|
| Zone1 | S$21.87 |
| Zone2 | S$23.29 |
| Zone3 | S$29.61 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy with COVID-19 add-on
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$30.50 to S$2,253.00.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$3.00 to S$130.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy with COVID-19 add-on, Married Couple cover (2 adults)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is Two adults and children; Children is 0; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×1.90.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×2.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 5 children values (1, 2, 3, 4, 5).
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 travellers values (2, 3, 4, 5, 6, 7).
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy with COVID-19 add-on, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Travellers 2 or more; Travellers up to 10; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 10 adults values and by a factor for each of 2 bands of travellers.
Plus (1 of 2) One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 children values (0, 1, 2, 3, 4, 5) and by a factor for each of 2 bands of travellers.
Plus (2 of 2) One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 9 travellers values.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy Annual Plan with COVID-19 add-on
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Days until departure up to 181 days
| Insurer's area | Figure |
|---|---|
| Zone1 | S$441.92 |
| Zone2 | S$461.15 |
| Zone3 | S$659.81 |
| Insurer's area | Figure |
|---|---|
| Zone1 | S$30.93 |
| Zone2 | S$32.28 |
| Zone3 | S$46.19 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Savvy Annual Plan with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Days until departure up to 181 days
| Insurer's areaby Children | Up to 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Zone1 | S$1,016.42 | S$1,016.42 | S$1,016.42 | S$1,168.88 | S$1,321.35 |
| Zone2 | S$1,060.64 | S$1,060.64 | S$1,060.64 | S$1,219.74 | S$1,378.83 |
| Zone3 | S$1,517.57 | S$1,517.57 | S$1,517.57 | S$1,745.21 | S$1,972.84 |
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3), multiplied by a factor for each of 6 travellers values (2, 3, 4, 5, 6, 7).
Show all 3 figures
| Insurer's area | Figure |
|---|---|
| Zone1 | S$30.93 |
| Zone2 | S$32.28 |
| Zone3 | S$46.19 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury with COVID-19 add-on
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$44.00 to S$3,267.00.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, from S$4.00 to S$188.51.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury with COVID-19 add-on, Married Couple cover (2 adults)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is Two adults and children; Children is 0; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×1.90.
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by ×2.00.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 5 children values (1, 2, 3, 4, 5).
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 travellers values (2, 3, 4, 5, 6, 7).
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury with COVID-19 add-on, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is Zone1, Zone2, Zone3; Travellers 2 or more; Travellers up to 10; Trip length up to 182 days; Days until departure up to 181 days
Base premium One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 10 adults values and by a factor for each of 2 bands of travellers.
Plus (1 of 2) One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 6 children values (0, 1, 2, 3, 4, 5) and by a factor for each of 2 bands of travellers.
Plus (2 of 2) One figure for each of 3 areas (Zone1, Zone2, Zone3) by 182 bands of trip length, multiplied by a factor for each of 9 travellers values.
Excess None
Promo code TIQ55: 55% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury Annual Plan with COVID-19 add-on
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Who is covered is One adult; Days until departure up to 181 days
| Insurer's area | Figure |
|---|---|
| Zone1 | S$502.00 |
| Zone2 | S$532.71 |
| Zone3 | S$757.54 |
| Insurer's area | Figure |
|---|---|
| Zone1 | S$35.14 |
| Zone2 | S$37.29 |
| Zone3 | S$53.03 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Tiq Travel Insurance Luxury Annual Plan with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children)
Promotion
Offered when Trip type is Annual multi-trip; Insurer's area is Zone1, Zone2, Zone3; Children 1 or more; Adults up to 2; Days until departure up to 181 days
| Insurer's areaby Children | Up to 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Zone1 | S$1,154.61 | S$1,154.61 | S$1,154.61 | S$1,327.80 | S$1,500.99 |
| Zone2 | S$1,225.23 | S$1,225.23 | S$1,225.23 | S$1,409.01 | S$1,592.80 |
| Zone3 | S$1,742.35 | S$1,742.35 | S$1,742.35 | S$2,003.70 | S$2,265.06 |
Plus One figure for each of 3 areas (Zone1, Zone2, Zone3), multiplied by a factor for each of 6 travellers values (2, 3, 4, 5, 6, 7).
Show all 3 figures
| Insurer's area | Figure |
|---|---|
| Zone1 | S$35.14 |
| Zone2 | S$37.29 |
| Zone3 | S$53.03 |
Excess None
Promo code TIQ55: 30% off the list price, no end date given (seen on the insurer's site 27 Oct 2026).
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Entry, Malaysia (Zone 1), 7 days, one travellerTiq Travel Insurance Entry |
|
| S$42.00S$18.90 with the 55% promotion |
| Savvy, Australia (Zone 2), 10 days, one travellerTiq Travel Insurance Savvy |
|
| S$95.50S$42.98 with the 55% promotion |
| Luxury, worldwide (Zone 3), 21 days, one travellerTiq Travel Insurance Luxury |
|
| S$436.00S$196.20 with the 55% promotion |
| Entry, Zone 1, 182 days, one travellerTiq Travel Insurance Entry |
|
| S$577.00S$259.65 with the 55% promotion |
| Entry, Married Couple, Zone 1, 7 daysTiq Travel Insurance Entry, Married Couple cover (2 adults) |
|
| S$79.80S$35.91 with the 55% promotion |
| Savvy, Family of 2 adults and 2 children, Zone 3, 21 daysTiq Travel Insurance Savvy, Family cover (1 or 2 adults with 1 to 5 children) |
|
| S$691.15S$311.02 with the 55% promotion |
Show the other 17 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| Luxury, Family of 2 adults and 5 children, Zone 1, 60 daysTiq Travel Insurance Luxury, Family cover (1 or 2 adults with 1 to 5 children) |
|
| S$1,321.58S$594.71 with the 55% promotion |
| Entry, Family of 1 adult and 2 children, Zone 2, 10 daysTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) |
|
| S$140.30S$63.13 with the 55% promotion |
| Entry, Group of 3 adults and 2 children, Zone 2, 10 daysTiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) |
|
| S$213.01S$95.85 with the 55% promotion |
| Savvy, Group of 10 adults, Zone 1, 7 daysTiq Travel Insurance Savvy, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) |
|
| S$635.35S$285.91 with the 55% promotion |
| Luxury, Group of 6 adults and 4 children, Zone 3, 120 daysTiq Travel Insurance Luxury, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) |
|
| S$15,144.80S$6,815.16 with the 55% promotion |
| Entry Annual Plan, ASEAN (Zone 1), one travellerTiq Travel Insurance Entry Annual Plan |
|
| S$312.42S$218.69 with the 30% promotion |
| Luxury Annual Plan, worldwide (Zone 3), one travellerTiq Travel Insurance Luxury Annual Plan |
|
| S$757.54S$530.28 with the 30% promotion |
| Savvy Annual Plan, Family of 2 adults and 2 children, Asia (Zone 2)Tiq Travel Insurance Savvy Annual Plan, Family cover (1 or 2 adults with 1 to 5 children) |
|
| S$1,060.64S$742.45 with the 30% promotion |
| Pre-Ex Entry, Zone 1, 7 days, one travellerTiq Travel Insurance Pre-Ex Entry |
|
| S$126.00S$56.70 with the 55% promotion |
| Pre-Ex Luxury, Zone 3, 30 days, one travellerTiq Travel Insurance Pre-Ex Luxury |
|
| S$1,722.00S$774.90 with the 55% promotion |
| Entry with COVID-19 add-on, Malaysia (Zone 1), 7 days, one travellerTiq Travel Insurance Entry with COVID-19 add-on |
|
| S$45.00S$20.25 with the 55% promotion |
| Savvy with COVID-19 add-on, Australia (Zone 2), 10 days, one travellerTiq Travel Insurance Savvy with COVID-19 add-on |
|
| S$101.50S$45.68 with the 55% promotion |
| Entry with COVID-19 add-on, Married Couple, Zone 1, 7 daysTiq Travel Insurance Entry with COVID-19 add-on, Married Couple cover (2 adults) |
|
| S$85.80S$38.61 with the 55% promotion |
| Luxury with COVID-19 add-on, Family of 2 adults and 5 children, Zone 1, 60 daysTiq Travel Insurance Luxury with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children) |
|
| S$1,510.58S$679.76 with the 55% promotion |
| Savvy with COVID-19 add-on, Group of 10 adults, Zone 1, 7 daysTiq Travel Insurance Savvy with COVID-19 add-on, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) |
|
| S$680.45S$306.20 with the 55% promotion |
| Luxury Annual Plan with COVID-19 add-on, worldwide (Zone 3), one travellerTiq Travel Insurance Luxury Annual Plan with COVID-19 add-on |
|
| S$810.57S$567.40 with the 30% promotion |
| Savvy Annual Plan with COVID-19 add-on, Family of 2 adults and 2 children, Asia (Zone 2)Tiq Travel Insurance Savvy Annual Plan with COVID-19 add-on, Family cover (1 or 2 adults with 1 to 5 children) |
|
| S$1,189.76S$832.83 with the 30% promotion |
Where the figures come from
- Tiq Travel promotion page (earlier offer): promo code TIQ55 55% off single trip / 30% off annual multi-trip (its countdown ran out 14 September 2026; the code still prices) read 15 Oct 2026
- Tiq by Etiqa Travel Insurance product page (benefit table incl. Pre-Ex sub-limits, FAQ: Pre-Ex plans single trips up to 30 days, groups up to 10 insured persons, COVID-19 add-on) read 5 Oct 2026
- Tiq Travel Insurance brochure (information correct as at 24 September 2024) read 5 Oct 2026
- Tiq Travel Insurance policy wording v10 (includes the COVID-19 add-on and Pre-Ex sections) read 5 Oct 2026
Plus 5 files of saved quotes, data and screenshots from Etiqa's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.
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