Travel insurance
Etiqa vs Zurich travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Etiqa was cheaper on 12, Zurich on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | Zurich |
|---|---|---|
| One week in Thailand, one adult | S$18.90Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$32.40Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$77.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$86.63Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$140.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$12.15Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$20.00Travel Guard Direct Basicas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$232.90Tiq Travel Insurance Entry Annual Planas at 15 Oct 2026code TIQ55 | S$590.00Travel Guard Direct Enhanced Annual Multi-Tripas at 19 Oct 2026 |
| One week in Japan, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$58.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in South Korea, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$58.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in China, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$20.47Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$33.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$16.42Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$33.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$12.15Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$20.00Travel Guard Direct Basicas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | Zurich |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$30,000 age 70 and above) | S$100,000 (S$10,000 if age 70 or over) |
| Trip cancellation | S$5,000 | S$5,000 |
| Baggage and personal belongings | S$2,000 | S$1,500 (S$1,000 laptop, S$500 per other item) |
| COVID-19 | Not covered on this card: Tiq sells COVID-19 cover as a paid add-on, priced per traveller (the "with COVID-19 add-on" cards here include it) | Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or Zurich cheaper for travel insurance?
Of the 12 examples both price, Etiqa was cheaper on 12, Zurich on 0. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with Zurich's?
On each one's cheapest plan for one week in Thailand, one adult (Etiqa Tiq Travel Insurance Entry, Zurich Travel Guard Direct Basic): Overseas medical expenses: Etiqa S$200,000 (S$30,000 age 70 and above), Zurich S$100,000 (S$10,000 if age 70 or over); Trip cancellation: Etiqa S$5,000, Zurich S$5,000; Baggage and personal belongings: Etiqa S$2,000, Zurich S$1,500 (S$1,000 laptop, S$500 per other item); COVID-19: Etiqa Not covered on this card: Tiq sells COVID-19 cover as a paid add-on, priced per traveller (the "with COVID-19 add-on" cards here include it), Zurich Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it; Excess: Etiqa S$0.00, Zurich S$0.00.
What discounts are Etiqa and Zurich running?
Etiqa: Promo code TIQ55: 55% off; Promo code TIQ55: 30% off. Zurich: none to show.