Shenton Brokers
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Travel insurance

Etiqa vs UOI travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Etiqa was cheaper on 12, UOI on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEtiqaUOI
One week in Thailand, one adultS$18.90Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$49.00UniTravel Valueas at 19 Oct 2026
Two weeks in Japan, one adultS$32.40Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$134.00UniTravel Valueas at 19 Oct 2026
Three weeks in Europe, one adultS$86.63Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$263.00UniTravel Valueas at 19 Oct 2026
Long weekend in Malaysia, one adultS$12.15Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$36.00UniTravel Valueas at 19 Oct 2026
A year of trips in Asia, one adultS$232.90Tiq Travel Insurance Entry Annual Planas at 15 Oct 2026code TIQ55S$278.00UniTravel Value Annual Multi-Tripas at 19 Oct 2026
One week in Japan, one adultS$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$68.00UniTravel Valueas at 19 Oct 2026
One week in South Korea, one adultS$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$68.00UniTravel Valueas at 19 Oct 2026
One week in Taiwan, one adultS$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$68.00UniTravel Valueas at 19 Oct 2026
One week in China, one adultS$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$68.00UniTravel Valueas at 19 Oct 2026
Five days in Hong Kong, one adultS$20.47Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$68.00UniTravel Valueas at 19 Oct 2026
Five days in Thailand, one adultS$16.42Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$49.00UniTravel Valueas at 19 Oct 2026
Three days in Malaysia, one adultS$12.15Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55S$36.00UniTravel Valueas at 19 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: Etiqa Tiq Travel Insurance Entry, UOI UniTravel Value.
CoverEtiqaUOI
Overseas medical expensesS$200,000 (S$30,000 age 70 and above)S$100,000 (S$50,000 if age 70 or above)
Trip cancellationS$5,000S$3,000
Baggage and personal belongingsS$2,000S$1,000
COVID-19Not covered on this card: Tiq sells COVID-19 cover as a paid add-on, priced per traveller (the "with COVID-19 add-on" cards here include it)Covered: trip cancellation due to COVID-19 S$1,500, overseas medical expenses S$100,000 an adult (S$50,000 a child or from age 70), evacuation S$100,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

  • Etiqa: Promo code TIQ55: 55% off; Promo code TIQ55: 30% off
  • UOI: none to show

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Etiqa or UOI cheaper for travel insurance?

Of the 12 examples both price, Etiqa was cheaper on 12, UOI on 0. Your own answers can change the order, so get your own quote.

How does Etiqa's cover compare with UOI's?

On each one's cheapest plan for one week in Thailand, one adult (Etiqa Tiq Travel Insurance Entry, UOI UniTravel Value): Overseas medical expenses: Etiqa S$200,000 (S$30,000 age 70 and above), UOI S$100,000 (S$50,000 if age 70 or above); Trip cancellation: Etiqa S$5,000, UOI S$3,000; Baggage and personal belongings: Etiqa S$2,000, UOI S$1,000; COVID-19: Etiqa Not covered on this card: Tiq sells COVID-19 cover as a paid add-on, priced per traveller (the "with COVID-19 add-on" cards here include it), UOI Covered: trip cancellation due to COVID-19 S$1,500, overseas medical expenses S$100,000 an adult (S$50,000 a child or from age 70), evacuation S$100,000; Excess: Etiqa S$0.00, UOI S$0.00.

What discounts are Etiqa and UOI running?

Etiqa: Promo code TIQ55: 55% off; Promo code TIQ55: 30% off. UOI: none to show.