Travel insurance
Etiqa vs HL Assurance travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Etiqa was cheaper on 10, HL Assurance on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | HL Assurance |
|---|---|---|
| One week in Thailand, one adult | S$18.90Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$23.20Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Two weeks in Japan, one adult | S$32.40Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$38.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Three weeks in Europe, one adult | S$86.63Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$71.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Long weekend in Malaysia, one adult | S$12.15Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| A year of trips in Asia, one adult | S$232.90Tiq Travel Insurance Entry Annual Planas at 15 Oct 2026code TIQ55 | S$189.50Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Tripas at 21 Oct 2026 |
| One week in Japan, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in South Korea, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in Taiwan, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in China, one adult | S$23.62Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Five days in Hong Kong, one adult | S$20.47Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$22.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Five days in Thailand, one adult | S$16.42Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$20.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Three days in Malaysia, one adult | S$12.15Tiq Travel Insurance Entryas at 15 Oct 2026code TIQ55 | S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | HL Assurance |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$30,000 age 70 and above) | S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover |
| Trip cancellation | S$5,000 | S$5,000 |
| Baggage and personal belongings | S$2,000 | S$3,000 (delayed baggage S$100 every 6 hours up to S$800) |
| COVID-19 | Not covered on this card: Tiq sells COVID-19 cover as a paid add-on, priced per traveller (the "with COVID-19 add-on" cards here include it) | Not covered |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Etiqa: Promo code TIQ55: 55% off; Promo code TIQ55: 30% off
- HL Assurance: 60% off; 50% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or HL Assurance cheaper for travel insurance?
Of the 12 examples both price, Etiqa was cheaper on 10, HL Assurance on 2. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with HL Assurance's?
On each one's cheapest plan for one week in Thailand, one adult (Etiqa Tiq Travel Insurance Entry, HL Assurance Travel Assured Plus Basic (no COVID-19 cover)): Overseas medical expenses: Etiqa S$200,000 (S$30,000 age 70 and above), HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover; Trip cancellation: Etiqa S$5,000, HL Assurance S$5,000; Baggage and personal belongings: Etiqa S$2,000, HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800); COVID-19: Etiqa Not covered on this card: Tiq sells COVID-19 cover as a paid add-on, priced per traveller (the "with COVID-19 add-on" cards here include it), HL Assurance Not covered; Excess: Etiqa S$0.00, HL Assurance S$0.00.
What discounts are Etiqa and HL Assurance running?
Etiqa: Promo code TIQ55: 55% off; Promo code TIQ55: 30% off. HL Assurance: 60% off; 50% off.