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Travel insurance

How India International prices travel insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 19 Oct 2026, the day we last checked them against India International's own online quotes.

The insurer prices by its own areas (1, 2, 3). A trip is priced on the widest area of the countries you visit. Annual cover uses the area of its region. It doesn't cover trips to Afghanistan, Congo (Democratic Republic), Cuba, Iran, Iraq, Liberia, North Korea, Russia, Somalia, Sudan, Syria, Ukraine, Venezuela, Yemen and Zimbabwe, so a trip that includes one gets no price from it.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 5, live since 20 Oct 2026.

Plans and how each is priced

i-Journey Classic

Offered when Trip type is Single trip; Who is covered is One adult; Trip length up to 181 days; Insurer's area is 1, 2, 3; Days until departure up to 60 days

Base premium One figure for each of 3 areas (1, 2, 3) by 181 bands of trip length, from S$36.00 to S$324.00.

Download all 543 figures (CSV)

Excess None

i-Journey Classic, Family plan (1 adult and children)

Offered when Trip type is Single trip; Who is covered is One adult and children; Children up to 2; Trip length up to 181 days; Insurer's area is 1, 2, 3; Days until departure up to 60 days

Base premium One figure for each of 3 areas (1, 2, 3) by 181 bands of trip length, from S$78.00 to S$768.00.

Download all 543 figures (CSV)

Excess None

i-Journey Classic, Family plan (2 adults, with or without children)

Offered when Trip type is Single trip; Who is covered is Two adults and children; Children up to 2; Trip length up to 181 days; Insurer's area is 1, 2, 3; Days until departure up to 60 days

Base premium One figure for each of 3 areas (1, 2, 3) by 181 bands of trip length, from S$78.00 to S$768.00.

Download all 543 figures (CSV)

Excess None

i-Journey Classic Annual Cover

Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 60 days

Base premium
Insurer's areaFigure
1S$275.00
2S$300.00
3S$476.00

Excess None

i-Journey Classic Annual Cover, Family plan (1 adult and children)

Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 2; Days until departure up to 60 days

Base premium
Insurer's areaFigure
1S$508.00
2S$526.00
3S$976.00

Excess None

i-Journey Classic Annual Cover, Family plan (2 adults, with or without children)

Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 2; Days until departure up to 60 days

Base premium
Insurer's areaFigure
1S$508.00
2S$526.00
3S$976.00

Excess None

i-Journey Executive

Offered when Trip type is Single trip; Who is covered is One adult; Trip length up to 181 days; Insurer's area is 1, 2, 3; Days until departure up to 60 days

Base premium One figure for each of 3 areas (1, 2, 3) by 181 bands of trip length, from S$45.00 to S$366.00.

Download all 543 figures (CSV)

Excess None

i-Journey Executive, Family plan (1 adult and children)

Offered when Trip type is Single trip; Who is covered is One adult and children; Children up to 2; Trip length up to 181 days; Insurer's area is 1, 2, 3; Days until departure up to 60 days

Base premium One figure for each of 3 areas (1, 2, 3) by 181 bands of trip length, from S$101.00 to S$865.00.

Download all 543 figures (CSV)

Excess None

i-Journey Executive, Family plan (2 adults, with or without children)

Offered when Trip type is Single trip; Who is covered is Two adults and children; Children up to 2; Trip length up to 181 days; Insurer's area is 1, 2, 3; Days until departure up to 60 days

Base premium One figure for each of 3 areas (1, 2, 3) by 181 bands of trip length, from S$101.00 to S$865.00.

Download all 543 figures (CSV)

Excess None

i-Journey Executive Annual Cover

Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 60 days

Base premium
Insurer's areaFigure
1S$320.00
2S$380.00
3S$580.00

Excess None

i-Journey Executive Annual Cover, Family plan (1 adult and children)

Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 2; Days until departure up to 60 days

Base premium
Insurer's areaFigure
1S$646.00
2S$688.00
3S$1,066.00

Excess None

i-Journey Executive Annual Cover, Family plan (2 adults, with or without children)

Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 2; Days until departure up to 60 days

Base premium
Insurer's areaFigure
1S$646.00
2S$688.00
3S$1,066.00

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Classic, Malaysia (South East Asia), 7 days, one adulti-Journey Classic
  • Insurer's area: 1
  • Trip length: 7 days
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: MY
  1. Base S$64.00 (Insurer's area 1, Trip length 7 days)
  2. + 9% GST = S$69.76
S$69.76
Classic, Malaysia (South East Asia), 1 day, one adulti-Journey Classic
  • Insurer's area: 1
  • Trip length: 1 day
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: MY
  1. Base S$36.00 (Insurer's area 1, Trip length Up to 1 day)
  2. + 9% GST = S$39.24
S$39.24
Classic, Japan (Asia Pacific), 14 days, one adulti-Journey Classic
  • Insurer's area: 2
  • Trip length: 14 days
  • Who is covered: One adult
  • Region: Asia
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: JP
  1. Base S$146.00 (Insurer's area 2, Trip length 14 days)
  2. + 9% GST = S$159.14
S$159.14
Classic, Malaysia and Cambodia (South East Asia), 7 days, one adulti-Journey Classic
  • Insurer's area: 1
  • Trip length: 7 days
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: MY,KH
  1. Base S$64.00 (Insurer's area 1, Trip length 7 days)
  2. + 9% GST = S$69.76
S$69.76
Classic, Nepal (Worldwide: not in the insurer's Asia Pacific list), 7 days, one adulti-Journey Classic
  • Insurer's area: 3
  • Trip length: 7 days
  • Who is covered: One adult
  • Region: Asia
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: NP
  1. Base S$136.00 (Insurer's area 3, Trip length 7 days)
  2. + 9% GST = S$148.24
S$148.24
Classic, United Kingdom (Worldwide), 180 days, one adulti-Journey Classic
  • Insurer's area: 3
  • Trip length: 180 days
  • Who is covered: One adult
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: GB
  1. Base S$324.00 (Insurer's area 3, Trip length 180 days)
  2. + 9% GST = S$353.16
S$353.16
Show the other 22 examples
ExampleAnswersWorkingPremium
Classic, United States (Worldwide), 181 days, one adulti-Journey Classic
  • Insurer's area: 3
  • Trip length: 181 days
  • Who is covered: One adult
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: US
  1. Base S$324.00 (Insurer's area 3, Trip length 181 days)
  2. + 9% GST = S$353.16
S$353.16
Classic, Family plan, Japan (Asia Pacific), 7 days, 1 adult and 2 childreni-Journey Classic, Family plan (1 adult and children)
  • Insurer's area: 2
  • Trip length: 7 days
  • Who is covered: One adult and children
  • Region: Asia
  • Children: 2
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: JP
  1. Base S$168.00 (Insurer's area 2, Trip length 7 days)
  2. + 9% GST = S$183.12
S$183.12
Classic, Family plan, Thailand (South East Asia), 10 days, 2 adults and 1 childi-Journey Classic, Family plan (2 adults, with or without children)
  • Insurer's area: 1
  • Trip length: 10 days
  • Who is covered: Two adults and children
  • Region: ASEAN
  • Children: 1
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: TH
  1. Base S$200.00 (Insurer's area 1, Trip length 10 days)
  2. + 9% GST = S$218.00
S$218.00
Classic, Family plan, France (Worldwide), 30 days, 2 adultsi-Journey Classic, Family plan (2 adults, with or without children)
  • Insurer's area: 3
  • Trip length: 30 days
  • Who is covered: Two adults and children
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: FR
  1. Base S$768.00 (Insurer's area 3, Trip length 30 days)
  2. + 9% GST = S$837.12
S$837.12
Classic Annual Cover, ASEAN (South East Asia), one adulti-Journey Classic Annual Cover
  • Insurer's area: 1
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$275.00 (Insurer's area 1)
  2. + 9% GST = S$299.75
S$299.75
Classic Annual Cover, worldwide, one adulti-Journey Classic Annual Cover
  • Insurer's area: 3
  • Who is covered: One adult
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$476.00 (Insurer's area 3)
  2. + 9% GST = S$518.84
S$518.84
Classic Annual Cover, Family plan, Asia Pacific, 2 adults and 2 childreni-Journey Classic Annual Cover, Family plan (2 adults, with or without children)
  • Insurer's area: 3
  • Who is covered: Two adults and children
  • Region: Asia
  • Children: 2
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$976.00 (Insurer's area 3)
  2. + 9% GST = S$1,063.84
S$1,063.84
Classic Annual Cover, Family plan, ASEAN, 1 adult and 1 childi-Journey Classic Annual Cover, Family plan (1 adult and children)
  • Insurer's area: 1
  • Who is covered: One adult and children
  • Region: ASEAN
  • Children: 1
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$508.00 (Insurer's area 1)
  2. + 9% GST = S$553.72
S$553.72
Executive, Malaysia (South East Asia), 7 days, one adulti-Journey Executive
  • Insurer's area: 1
  • Trip length: 7 days
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: MY
  1. Base S$78.00 (Insurer's area 1, Trip length 7 days)
  2. + 9% GST = S$85.02
S$85.02
Executive, Malaysia (South East Asia), 1 day, one adulti-Journey Executive
  • Insurer's area: 1
  • Trip length: 1 day
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: MY
  1. Base S$45.00 (Insurer's area 1, Trip length Up to 1 day)
  2. + 9% GST = S$49.05
S$49.05
Executive, Japan (Asia Pacific), 14 days, one adulti-Journey Executive
  • Insurer's area: 2
  • Trip length: 14 days
  • Who is covered: One adult
  • Region: Asia
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: JP
  1. Base S$161.00 (Insurer's area 2, Trip length 14 days)
  2. + 9% GST = S$175.49
S$175.49
Executive, Malaysia and Cambodia (South East Asia), 7 days, one adulti-Journey Executive
  • Insurer's area: 1
  • Trip length: 7 days
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: MY,KH
  1. Base S$78.00 (Insurer's area 1, Trip length 7 days)
  2. + 9% GST = S$85.02
S$85.02
Executive, Nepal (Worldwide: not in the insurer's Asia Pacific list), 7 days, one adulti-Journey Executive
  • Insurer's area: 3
  • Trip length: 7 days
  • Who is covered: One adult
  • Region: Asia
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: NP
  1. Base S$141.00 (Insurer's area 3, Trip length 7 days)
  2. + 9% GST = S$153.69
S$153.69
Executive, United Kingdom (Worldwide), 180 days, one adulti-Journey Executive
  • Insurer's area: 3
  • Trip length: 180 days
  • Who is covered: One adult
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: GB
  1. Base S$366.00 (Insurer's area 3, Trip length 180 days)
  2. + 9% GST = S$398.94
S$398.94
Executive, United States (Worldwide), 181 days, one adulti-Journey Executive
  • Insurer's area: 3
  • Trip length: 181 days
  • Who is covered: One adult
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: US
  1. Base S$366.00 (Insurer's area 3, Trip length 181 days)
  2. + 9% GST = S$398.94
S$398.94
Executive, Family plan, Japan (Asia Pacific), 7 days, 1 adult and 2 childreni-Journey Executive, Family plan (1 adult and children)
  • Insurer's area: 2
  • Trip length: 7 days
  • Who is covered: One adult and children
  • Region: Asia
  • Children: 2
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: JP
  1. Base S$206.00 (Insurer's area 2, Trip length 7 days)
  2. + 9% GST = S$224.54
S$224.54
Executive, Family plan, Thailand (South East Asia), 10 days, 2 adults and 1 childi-Journey Executive, Family plan (2 adults, with or without children)
  • Insurer's area: 1
  • Trip length: 10 days
  • Who is covered: Two adults and children
  • Region: ASEAN
  • Children: 1
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: TH
  1. Base S$266.00 (Insurer's area 1, Trip length 10 days)
  2. + 9% GST = S$289.94
S$289.94
Executive, Family plan, France (Worldwide), 30 days, 2 adultsi-Journey Executive, Family plan (2 adults, with or without children)
  • Insurer's area: 3
  • Trip length: 30 days
  • Who is covered: Two adults and children
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Single trip
  • Countries: FR
  1. Base S$865.00 (Insurer's area 3, Trip length 30 days)
  2. + 9% GST = S$942.85
S$942.85
Executive Annual Cover, ASEAN (South East Asia), one adulti-Journey Executive Annual Cover
  • Insurer's area: 1
  • Who is covered: One adult
  • Region: ASEAN
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$320.00 (Insurer's area 1)
  2. + 9% GST = S$348.80
S$348.80
Executive Annual Cover, worldwide, one adulti-Journey Executive Annual Cover
  • Insurer's area: 3
  • Who is covered: One adult
  • Region: Worldwide
  • Children: 0
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$580.00 (Insurer's area 3)
  2. + 9% GST = S$632.20
S$632.20
Executive Annual Cover, Family plan, Asia Pacific, 2 adults and 2 childreni-Journey Executive Annual Cover, Family plan (2 adults, with or without children)
  • Insurer's area: 3
  • Who is covered: Two adults and children
  • Region: Asia
  • Children: 2
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$1,066.00 (Insurer's area 3)
  2. + 9% GST = S$1,161.94
S$1,161.94
Executive Annual Cover, Family plan, ASEAN, 1 adult and 1 childi-Journey Executive Annual Cover, Family plan (1 adult and children)
  • Insurer's area: 1
  • Who is covered: One adult and children
  • Region: ASEAN
  • Children: 1
  • Days until departure: 30 days
  • Trip type: Annual multi-trip
  1. Base S$646.00 (Insurer's area 1)
  2. + 9% GST = S$704.14
S$704.14

Where the figures come from

Plus 8 files of saved quotes, data and screenshots from India International's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes and matched to worked examples in the insurer's brochure.

Compare travel quotesIndia International travel insurance prices todayBuy on India International's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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