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Travel insurance

ERGO vs India International travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, ERGO was cheaper on 12, India International on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleERGOIndia International
One week in Thailand, one adultS$27.43ERGO TravelProtect Essentialas at 24 Oct 2026S$69.76i-Journey Classicas at 19 Oct 2026
Two weeks in Japan, one adultS$51.58ERGO TravelProtect Essentialas at 24 Oct 2026S$159.14i-Journey Classicas at 19 Oct 2026
Three weeks in Europe, one adultS$141.11ERGO TravelProtect Essentialas at 24 Oct 2026S$353.16i-Journey Classicas at 19 Oct 2026
Long weekend in Malaysia, one adultS$17.40ERGO TravelProtect Essentialas at 24 Oct 2026S$39.24i-Journey Classicas at 19 Oct 2026
A year of trips in Asia, one adultS$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026S$518.84i-Journey Classic Annual Coveras at 19 Oct 2026
One week in Japan, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$80.66i-Journey Classicas at 19 Oct 2026
One week in South Korea, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$80.66i-Journey Classicas at 19 Oct 2026
One week in Taiwan, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$80.66i-Journey Classicas at 19 Oct 2026
One week in China, one adultS$31.05ERGO TravelProtect Essentialas at 24 Oct 2026S$80.66i-Journey Classicas at 19 Oct 2026
Five days in Hong Kong, one adultS$25.68ERGO TravelProtect Essentialas at 24 Oct 2026S$80.66i-Journey Classicas at 19 Oct 2026
Five days in Thailand, one adultS$22.41ERGO TravelProtect Essentialas at 24 Oct 2026S$69.76i-Journey Classicas at 19 Oct 2026
Three days in Malaysia, one adultS$17.40ERGO TravelProtect Essentialas at 24 Oct 2026S$39.24i-Journey Classicas at 19 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: ERGO ERGO TravelProtect Essential, India International i-Journey Classic.
CoverERGOIndia International
Overseas medical expensesS$200,000 (S$100,000 above age 70) per personS$150,000 (S$50,000 if age 70 or above)
Trip cancellationS$10,000 per personS$10,000 (loss of deposits, cancellation or curtailment)
Baggage and personal belongingsS$3,000 per personS$3,000
COVID-19Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in SingaporeIncluded: overseas medical expenses and emergency evacuation due to COVID-19 up to S$25,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is ERGO or India International cheaper for travel insurance?

Of the 12 examples both price, ERGO was cheaper on 12, India International on 0. Your own answers can change the order, so get your own quote.

How does ERGO's cover compare with India International's?

On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, India International i-Journey Classic): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, India International S$150,000 (S$50,000 if age 70 or above); Trip cancellation: ERGO S$10,000 per person, India International S$10,000 (loss of deposits, cancellation or curtailment); Baggage and personal belongings: ERGO S$3,000 per person, India International S$3,000; COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, India International Included: overseas medical expenses and emergency evacuation due to COVID-19 up to S$25,000; Excess: ERGO S$0.00, India International S$0.00.

What discounts are ERGO and India International running?

ERGO: none to show. India International: none to show.