Travel insurance
How Sompo prices travel insurance
Priced online
What the figures include
The table's figures already include 9% GST.
Prices from this table are as at 9 Oct 2026, the day we last checked them against Sompo's own online quotes.
The insurer prices by its own areas (A, B, C). A trip is priced on the widest area of the countries you visit. Annual cover uses the area of its region. It doesn't cover trips to Afghanistan, Congo (Democratic Republic), Cuba, Iran, Iraq, Liberia, Somalia, Sudan and Syria, so a trip that includes one gets no price from it.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 8, live since 26 Oct 2026.
Plans and how each is priced
Essential
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Who is covered is One adult; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$35.00 to S$2,161.00.
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Essential, Group plan (each traveller priced; 2 to 9 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Travellers 2 or more; Travellers up to 9; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$35.00 to S$2,161.00.
| Travellers | Figure |
|---|---|
| 2 | ×2.00 |
| 3 | ×3.00 |
| 4 | ×4.00 |
| 5 | ×5.00 |
| 6 | ×6.00 |
| 7 | ×7.00 |
| 8 | ×8.00 |
| 9 | ×9.00 |
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Essential, Family plan (1 adult and children)
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Who is covered is One adult and children; Children up to 5; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$84.00 to S$5,217.00.
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Essential, Family plan (2 adults and children)
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Who is covered is Two adults and children; Children 1 or more; Children up to 5; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$84.00 to S$5,217.00.
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Essential Annual Multi-Trip
Promotion
Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 180 days
| Insurer's area | Figure |
|---|---|
| B | S$340.00 |
| C | S$560.00 |
Excess None
30% off the list price until 29 Oct 2026.
Essential Annual Multi-Trip, Family plan (1 adult and children)
Promotion
Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 5; Days until departure up to 180 days
| Insurer's area | Figure |
|---|---|
| B | S$663.00 |
| C | S$1,120.00 |
Excess None
30% off the list price until 29 Oct 2026.
Essential Annual Multi-Trip, Family plan (2 adults, with or without children)
Promotion
Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 5; Days until departure up to 180 days
| Insurer's area | Figure |
|---|---|
| B | S$663.00 |
| C | S$1,120.00 |
Excess None
30% off the list price until 29 Oct 2026.
Superior
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Who is covered is One adult; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$46.00 to S$2,709.00.
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Superior, Group plan (each traveller priced; 2 to 9 travellers)
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Travellers 2 or more; Travellers up to 9; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$46.00 to S$2,709.00.
| Travellers | Figure |
|---|---|
| 2 | ×2.00 |
| 3 | ×3.00 |
| 4 | ×4.00 |
| 5 | ×5.00 |
| 6 | ×6.00 |
| 7 | ×7.00 |
| 8 | ×8.00 |
| 9 | ×9.00 |
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Superior, Family plan (1 adult and children)
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Who is covered is One adult and children; Children up to 5; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$111.00 to S$6,502.00.
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Superior, Family plan (2 adults and children)
Promotion
Offered when Trip type is Single trip; Insurer's area is A, B, C; Who is covered is Two adults and children; Children 1 or more; Children up to 5; Trip length up to 182 days; Days until departure up to 180 days
Base premium One figure for each of 3 areas (A, B, C) by 182 bands of trip length, from S$111.00 to S$6,502.00.
Excess None
70% off the list price, no end date given (seen on the insurer's site 26 Oct 2026).
Superior Annual Multi-Trip
Promotion
Offered when Trip type is Annual multi-trip; Who is covered is One adult; Days until departure up to 180 days
| Insurer's area | Figure |
|---|---|
| B | S$410.00 |
| C | S$660.00 |
Excess None
30% off the list price until 29 Oct 2026.
Superior Annual Multi-Trip, Family plan (1 adult and children)
Promotion
Offered when Trip type is Annual multi-trip; Who is covered is One adult and children; Children up to 5; Days until departure up to 180 days
| Insurer's area | Figure |
|---|---|
| B | S$799.50 |
| C | S$1,320.00 |
Excess None
30% off the list price until 29 Oct 2026.
Superior Annual Multi-Trip, Family plan (2 adults, with or without children)
Promotion
Offered when Trip type is Annual multi-trip; Who is covered is Two adults and children; Children up to 5; Days until departure up to 180 days
| Insurer's area | Figure |
|---|---|
| B | S$799.50 |
| C | S$1,320.00 |
Excess None
30% off the list price until 29 Oct 2026.
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Essential, Japan (Area B), 7 days, one adultEssential |
|
| S$85.00S$25.50 with the 70% promotion |
| Essential, Malaysia (Area A), 1 day, one adultEssential |
|
| S$35.00S$10.50 with the 70% promotion |
| Essential, Malaysia and Cambodia (Area B, the widest on the trip), 7 days, one adultEssential |
|
| S$85.00S$25.50 with the 70% promotion |
| Essential, Nepal (Area C, not listed by Sompo in A or B), 7 days, one adultEssential |
|
| S$121.00S$36.30 with the 70% promotion |
| Essential, France, 182 days, one adultEssential |
|
| S$2,161.00S$648.30 with the 70% promotion |
| Essential, Group plan, Cambodia (Area B), 7 days, 3 adultsEssential, Group plan (each traveller priced; 2 to 9 travellers) |
|
| S$255.00S$76.50 with the 70% promotion |
Show the other 20 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| Essential, Family plan, Japan (Area B), 7 days, 1 adult and 3 childrenEssential, Family plan (1 adult and children) |
|
| S$204.00S$61.20 with the 70% promotion |
| Essential, Family plan, Thailand (Area A), 10 days, 2 adults and 1 childEssential, Family plan (2 adults and children) |
|
| S$185.00S$55.50 with the 70% promotion |
| Essential, Family plan, France (Area C), 30 days, 2 adults and 2 childrenEssential, Family plan (2 adults and children) |
|
| S$814.00S$244.20 with the 70% promotion |
| Essential Annual Multi-Trip, Asia Pacific (Area C), one adultEssential Annual Multi-Trip |
|
| S$560.00S$392.00 with the 30% promotion |
| Essential Annual Multi-Trip, Family plan, ASEAN (Area B), 2 adults and 2 childrenEssential Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$663.00S$464.10 with the 30% promotion |
| Essential Annual Multi-Trip, Family plan, worldwide (Area C), 1 adult and 1 childEssential Annual Multi-Trip, Family plan (1 adult and children) |
|
| S$1,120.00S$784.00 with the 30% promotion |
| Superior, Japan (Area B), 7 days, one adultSuperior |
|
| S$107.00S$32.10 with the 70% promotion |
| Superior, Malaysia (Area A), 1 day, one adultSuperior |
|
| S$46.00S$13.80 with the 70% promotion |
| Superior, Malaysia and Cambodia (Area B, the widest on the trip), 7 days, one adultSuperior |
|
| S$107.00S$32.10 with the 70% promotion |
| Superior, Nepal (Area C, not listed by Sompo in A or B), 7 days, one adultSuperior |
|
| S$154.00S$46.20 with the 70% promotion |
| Superior, France, 182 days, one adultSuperior |
|
| S$2,709.00S$812.70 with the 70% promotion |
| Superior, Group plan, Cambodia (Area B), 7 days, 3 adultsSuperior, Group plan (each traveller priced; 2 to 9 travellers) |
|
| S$321.00S$96.30 with the 70% promotion |
| Superior, Family plan, Japan (Area B), 7 days, 1 adult and 3 childrenSuperior, Family plan (1 adult and children) |
|
| S$257.00S$77.10 with the 70% promotion |
| Superior, Family plan, Thailand (Area A), 10 days, 2 adults and 1 childSuperior, Family plan (2 adults and children) |
|
| S$233.00S$69.90 with the 70% promotion |
| Superior, Family plan, France (Area C), 30 days, 2 adults and 2 childrenSuperior, Family plan (2 adults and children) |
|
| S$1,035.00S$310.50 with the 70% promotion |
| Superior Annual Multi-Trip, Asia Pacific (Area C), one adultSuperior Annual Multi-Trip |
|
| S$660.00S$462.00 with the 30% promotion |
| Superior Annual Multi-Trip, Family plan, ASEAN (Area B), 2 adults and 2 childrenSuperior Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$799.50S$559.65 with the 30% promotion |
| Superior Annual Multi-Trip, Family plan, worldwide (Area C), 1 adult and 1 childSuperior Annual Multi-Trip, Family plan (1 adult and children) |
|
| S$1,320.00S$924.00 with the 30% promotion |
| Essential Annual Multi-Trip, Family plan, ASEAN (Area B), a couple without childrenEssential Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$663.00S$464.10 with the 30% promotion |
| Superior Annual Multi-Trip, Family plan, ASEAN (Area B), a couple without childrenSuperior Annual Multi-Trip, Family plan (2 adults, with or without children) |
|
| S$799.50S$559.65 with the 30% promotion |
Where the figures come from
- Sompo Travel Insurance product page read 5 Oct 2026
- Sompo Travel Insurance product page re-captured: 65% single-trip promotion 05-11 Oct 2026, 30% annual promotion 05-29 Oct 2026, benefits table read 9 Oct 2026
- Sompo Travel Insurance product page re-captured: 60% single-trip promotion 12-25 Oct 2026, 30% annual promotion 05-29 Oct 2026 (information correct as at 12 October 2026) read 15 Oct 2026
- Sompo online travel quote form (trip type, group type, travellers, country or area, dates) read 9 Oct 2026
- Sompo Travel Insurance brochure (benefits, areas of travel, 182-day single-trip and 90-day annual-trip limits) read 5 Oct 2026
- Sompo Travel Insurance product page re-captured: 60% single-trip promotion 12-25 Oct 2026, 30% annual promotion 05-29 Oct 2026 unchanged read 19 Oct 2026
- Sompo Travel Insurance product page re-captured 2026-10-26: still the ended 60% single-trip wording (12-25 Oct 2026, "information correct as at 12 October 2026") while the quote form applies 70% read 26 Oct 2026
- Sompo Travel Insurance policy wording (Single Trip) TRCV01.09 Sep 2025 read 5 Oct 2026
- Sompo Travel Insurance policy wording (Annual) TRCVAN01.08 Sep 2025 read 9 Oct 2026
Plus 4 files of saved quotes, data and screenshots from Sompo's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.
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