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Travel insurance

FWD vs Sompo travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, FWD was cheaper on 1, Sompo on 11. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleFWDSompo
One week in Thailand, one adultS$37.08Premiumas at 15 Oct 2026S$17.70Essentialas at 9 Oct 2026
Two weeks in Japan, one adultS$60.21Premiumas at 15 Oct 2026S$38.10Essentialas at 9 Oct 2026
Three weeks in Europe, one adultS$149.08Premiumas at 15 Oct 2026S$80.40Essentialas at 9 Oct 2026
Long weekend in Malaysia, one adultS$22.64Premiumas at 15 Oct 2026S$12.00Essentialas at 9 Oct 2026
A year of trips in Asia, one adultS$324.82Premium Annual Multi-Tripas at 15 Oct 2026S$392.00Essential Annual Multi-Tripas at 9 Oct 2026
One week in Japan, one adultS$39.80Premiumas at 15 Oct 2026S$25.50Essentialas at 9 Oct 2026
One week in South Korea, one adultS$39.80Premiumas at 15 Oct 2026S$25.50Essentialas at 9 Oct 2026
One week in Taiwan, one adultS$39.80Premiumas at 15 Oct 2026S$25.50Essentialas at 9 Oct 2026
One week in China, one adultS$39.80Premiumas at 15 Oct 2026S$25.50Essentialas at 9 Oct 2026
Five days in Hong Kong, one adultS$35.72Premiumas at 15 Oct 2026S$19.80Essentialas at 9 Oct 2026
Five days in Thailand, one adultS$31.72Premiumas at 15 Oct 2026S$14.70Essentialas at 9 Oct 2026
Three days in Malaysia, one adultS$22.64Premiumas at 15 Oct 2026S$12.00Essentialas at 9 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: FWD Premium, Sompo Essential.
CoverFWDSompo
Overseas medical expensesS$200,000 (S$40,000 age 70 or older)S$200,000 (S$50,000 if age 70 or over)
Trip cancellationS$7,500S$5,000
Baggage and personal belongingsS$3,000S$1,000
COVID-19Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here)Included at the plan limits: overseas medical up to S$200,000 (S$50,000 if age 70 or over), trip cancellation or curtailment up to S$5,000, hospital allowance S$100 a day (up to S$3,000); not covered: medical costs back in Singapore, quarantine orders, required COVID-19 tests
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

  • FWD: none to show
  • Sompo: 70% off; 30% off

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is FWD or Sompo cheaper for travel insurance?

Of the 12 examples both price, FWD was cheaper on 1, Sompo on 11. Your own answers can change the order, so get your own quote.

How does FWD's cover compare with Sompo's?

On each one's cheapest plan for one week in Thailand, one adult (FWD Premium, Sompo Essential): Overseas medical expenses: FWD S$200,000 (S$40,000 age 70 or older), Sompo S$200,000 (S$50,000 if age 70 or over); Trip cancellation: FWD S$7,500, Sompo S$5,000; Baggage and personal belongings: FWD S$3,000, Sompo S$1,000; COVID-19: FWD Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here), Sompo Included at the plan limits: overseas medical up to S$200,000 (S$50,000 if age 70 or over), trip cancellation or curtailment up to S$5,000, hospital allowance S$100 a day (up to S$3,000); not covered: medical costs back in Singapore, quarantine orders, required COVID-19 tests; Excess: FWD S$0.00, Sompo S$0.00.

What discounts are FWD and Sompo running?

FWD: none to show. Sompo: 70% off; 30% off.