HL Assurance vs Sompo travel insurance

Of the 12 examples both price, HL Assurance was cheaper on 2, Sompo on 10. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (HL Assurance Travel Assured Plus Basic (no COVID-19 cover), Sompo Essential): Overseas medical expenses: HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover, Sompo S$200,000 (S$50,000 if age 70 or over); Trip cancellation: HL Assurance S$5,000, Sompo S$5,000; Baggage and personal belongings: HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800), Sompo S$1,000; COVID-19: HL Assurance Not covered, Sompo Included at the plan limits: overseas medical up to S$200,000 (S$50,000 if age 70 or over), trip cancellation or curtailment up to S$5,000, hospital allowance S$100 a day (up to S$3,000); not covered: medical costs back in Singapore, quarantine orders, required COVID-19 tests; Excess: HL Assurance S$0.00, Sompo S$0.00.

HL Assurance: 60% off; 50% off. Sompo: 70% off; 30% off.