Travel insurance
Does travel insurance cover trip cancellation?
As of 28 Oct 2026 (Singapore time)
Yes, for a covered reason. All 22 insurers we compare repay prepaid costs you cannot get back when you cancel because you or a close family member fall seriously ill, are injured or die. Limits run from S$1,500 to S$50,000. Changing your mind is not covered, and nothing that happened before you bought the policy is.
The figures
- Insurers compared: 22, with 665 plans between them.
- Insurers with at least one plan that covers it: 22.
- Cheapest plan that covers it, for one week in Thailand, one adult: Sompo Essential, S$17.70.
- Median price among the insurers that cover it, for the same example: S$43.00.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| SompoYesfrom S$17.70 | Yes | Essential14 of its 14 plansTrip cancellation: S$5,000 | S$17.70 |
| EtiqaYesfrom S$18.90 | Yes | Tiq Travel Insurance Entry39 of its 39 plansTrip cancellation: S$5,000 | S$18.90 |
| MSIGYesfrom S$23.00 | Yes | TravelEasy Flex Standard Flex39 of its 43 plansTrip cancellation: S$8,000 | S$23.00 |
| HL AssuranceYesfrom S$23.20 | Yes | Travel Assured Plus Basic (no COVID-19 cover)48 of its 48 plansTrip cancellation: S$5,000 | S$23.20 |
| Allianz TravelYesfrom S$23.60 | Yes | Allianz Travel Basic18 of its 18 plansTrip cancellation: S$1,500 | S$23.60 |
| ERGOYesfrom S$27.43 | Yes | ERGO TravelProtect Essential12 of its 12 plansTrip cancellation: S$10,000 per person | S$27.43 |
| Great AmericanYesfrom S$28.34 | Yes | Great Travel Insurance Classic24 of its 24 plansTrip cancellation: S$5,000 for specified events within 60 days before departure; cutting the trip short S$5,000; postponement S$500 | S$28.34 |
| FWDYesfrom S$37.08 | Yes | Premium54 of its 54 plansTrip cancellation: S$7,500 | S$37.08 |
| QBEYesfrom S$38.40 | Yes | Travel Prestige Standard Plus20 of its 20 plansTrip cancellation: S$12,500 (loss of deposit and cancellation charges including curtailment expenses) | S$38.40 |
| Great EasternYesfrom S$40.00 | Yes | Basic13 of its 13 plansTrip cancellation: S$2,000 | S$40.00 |
| ZurichYesfrom S$42.00 | Yes | Travel Guard Direct Basic20 of its 20 plansTrip cancellation: S$5,000 | S$42.00 |
| EQ InsuranceYesfrom S$44.00 | Yes | EQ TravelSafe Basic24 of its 24 plansTrip cancellation: S$6,000 | S$44.00 |
| LibertyYesfrom S$45.00 | Yes | TourCare Plus Standard12 of its 24 plansTrip cancellation: S$5,000 | S$45.00 |
| UOIYesfrom S$49.00 | Yes | UniTravel Value21 of its 21 plansTrip cancellation: S$3,000 | S$49.00 |
| China TaipingYesfrom S$51.00 | Yes | Lite30 of its 30 plansTrip cancellation: S$4,000 (curtailment S$4,000) | S$51.00 |
| Tokio MarineYesfrom S$54.00 | Yes | TM Travel Trust Standard30 of its 30 plansTrip cancellation: S$2,500 | S$54.00 |
| SinglifeYesfrom S$55.42 | Yes | Travel Lite78 of its 78 plansTrip cancellation: S$5,000 | S$55.42 |
| ChubbYesfrom S$55.50 | Yes | Economy27 of its 54 plansTrip cancellation: S$3,000 | S$55.50 |
| StarrYesfrom S$58.34 | Yes | TraveLead Bronze21 of its 21 plansTrip cancellation: S$5,000 | S$58.34 |
| India InternationalYesfrom S$69.76 | Yes | i-Journey Classic12 of its 12 plansTrip cancellation: S$10,000 (loss of deposits, cancellation or curtailment) | S$69.76 |
| AllianzYesfrom S$72.61 | Yes | Travel Protect Silver30 of its 30 plansTrip cancellation: S$5,000 each for trip cancellation, postponement, curtailment and interruption (covered reasons, including a traveller's or companion's serious illness, injury or COVID-19 quarantine specific to them); travel agent insolvency S$1,000 | S$72.61 |
| IncomeYesfrom S$73.72 | Yes | Classic36 of its 36 plansTrip cancellation: S$5,000 | S$73.72 |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare travel insuranceQuestions people ask
Does travel insurance cover trip cancellation?
Yes, for a covered reason. All 22 insurers we compare repay prepaid costs you cannot get back when you cancel because you or a close family member fall seriously ill, are injured or die. Limits run from S$1,500 to S$50,000. Changing your mind is not covered, and nothing that happened before you bought the policy is.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 665 plans from 22 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
For one week in Thailand, one adult, Sompo Essential is the cheapest plan that covers it, at S$17.70 today, GST included. The median of each insurer's lowest price is S$43.00.