Maid insurance
Does maid insurance pay to send a helper home?
As of 28 Oct 2026 (Singapore time)
Yes, in the cases the policy names. All 14 insurers we compare pay repatriation, mainly returning the helper's remains, or sending the helper home after a serious illness or injury. Limits run from S$10,000 to S$20,000. An ordinary flight home at the end of the contract, or after you end it, is the employer's cost.
The figures
- Insurers compared: 14, with 79 plans between them.
- Insurers with at least one plan that covers it: 14.
- Cheapest plan that covers it, for new helper, 26 months, with bond waiver: MSIG Standard, S$447.88.
- Median price among the insurers that cover it, for the same example: S$572.81.
- MOM requires every helper to have at least S$60,000 a year of hospital and surgical cover and S$60,000 of personal accident cover.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| MSIGYesfrom S$447.88 | Yes | Standard6 of its 6 plansRepatriation: S$10,000 | S$447.88 |
| ECICSYesfrom S$478.50 | Yes | Classic6 of its 6 plansRepatriation: Up to S$10,000 | S$478.50 |
| EtiqaYesfrom S$551.92 | Yes | Plan A3 of its 3 plansRepatriation: S$10,000 | S$551.92 |
| LibertyYesfrom S$555.90 | Yes | Standard4 of its 4 plansRepatriation: S$10,000 | S$555.90 |
| HL AssuranceYesfrom S$561.50 | Yes | Maid Protect360 Pro Basic8 of its 8 plansRepatriation: S$10,000 | S$561.50 |
| IncomeYesfrom S$565.71 | Yes | Basic Plan9 of its 27 plansRepatriation: S$10,000 sending your helper home | S$565.71 |
| India InternationalYesfrom S$572.25 | Yes | i-Maid Standard2 of its 2 plansRepatriation: Up to S$10,000 | S$572.25 |
| FWDYesfrom S$573.37 | Yes | Essential3 of its 3 plansRepatriation: S$10,000 | S$573.37 |
| Great EasternYesfrom S$575.52 | Yes | Silver3 of its 3 plansRepatriation: S$10,000 | S$575.52 |
| UOIYesfrom S$604.17 | Yes | UOB InsureHelper Plus Essential (underwritten by UOI)2 of its 3 plansRepatriation: S$10,000 | S$604.17 |
| EQ InsuranceYesfrom S$616.94 | Yes | EQ MaidSafe (Plan 1)2 of its 2 plansRepatriation: S$10,000 | S$616.94 |
| SompoYesfrom S$634.50 | Yes | Standard6 of its 6 plansRepatriation: $10,000 | S$634.50 |
| AIGYesfrom S$671.52 | Yes | AIG Domestic Helper Insurance Classic4 of its 4 plansRepatriation: S$10,000 | S$671.52 |
| ChubbYesfrom S$876.58 | Yes | DBS Domestic Helper Protect Classic (underwritten by Chubb)2 of its 2 plansRepatriation: S$10,000 | S$876.58 |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare maid insuranceQuestions people ask
Does maid insurance pay to send a helper home?
Yes, in the cases the policy names. All 14 insurers we compare pay repatriation, mainly returning the helper's remains, or sending the helper home after a serious illness or injury. Limits run from S$10,000 to S$20,000. An ordinary flight home at the end of the contract, or after you end it, is the employer's cost.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 79 plans from 14 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
For new helper, 26 months, with bond waiver, MSIG Standard is the cheapest plan that covers it, at S$447.88 today, GST included. The median of each insurer's lowest price is S$572.81.