Motorcycle insurance
What is the cheapest motorcycle insurance in Singapore?
Each insurer's cheapest comprehensive plan today, cheapest first, with the cover it gives. Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.
Compare every insurer we price for a Class 2B bike, rider aged 30 on one page: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/cheapest-motorcycle-insurance
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, the cheapest motorcycle insurance for a Class 2B bike (up to 200cc) and a rider aged 30 is S$368.78 a year (GST included) at ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use); 5 insurers price it.
Class 2B bike (up to 200cc), rider aged 30
| Insurer | Price | Personal accident (rider) | Towing |
|---|---|---|---|
| 1. ECICSECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now | S$368.78 | S$1,000 | S$50 |
| 2. IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | S$386.72 | S$1,000 | S$50 |
| 3. FWDFWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Now | S$386.72 | S$1,000 | S$50 |
| 4. DirectAsiaDirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Now | S$487.56 | Not included | Included |
| 5. EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now | S$519.08 | S$5,000 | Included |
Cheapest with at least S$5,000 of personal accident cover for the rider: Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), S$519.08. Every plan for this example.
Class 2A bike (201 to 400cc), rider aged 35
| Insurer | Price | Personal accident (rider) | Towing |
|---|---|---|---|
| 1. ECICSECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now | S$412.59 | S$1,000 | S$50 |
| 2. IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | S$441.73 | S$1,000 | S$50 |
| 3. FWDFWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Now | S$441.73 | S$1,000 | S$50 |
| 4. EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now | S$531.06 | S$5,000 | Included |
| 5. DirectAsiaDirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Now | S$543.62 | Not included | Included |
Cheapest with at least S$5,000 of personal accident cover for the rider: Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), S$531.06. Every plan for this example.
Big bike (above 750cc), rider aged 45
| Insurer | Price | Personal accident (rider) | Towing |
|---|---|---|---|
| 1. ECICSECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now | S$664.93 | S$1,000 | S$50 |
| 2. IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | S$763.22 | S$1,000 | S$50 |
| 3. FWDFWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Now | S$763.22 | S$1,000 | S$50 |
| 4. DirectAsiaDirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Now | S$827.83 | Not included | Included |
| 5. EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now | S$951.00 | S$5,000 | Included |
Cheapest with at least S$5,000 of personal accident cover for the rider: Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), S$951.00. Every plan for this example.
Compare motorcycle insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.
- ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
Which insurer is cheapest for a Class 2B bike (up to 200cc) and a rider aged 30?
Today, the cheapest motorcycle insurance for a Class 2B bike (up to 200cc) and a rider aged 30 is S$368.78 a year (GST included) at ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use); 5 insurers price it.
What is the cheapest plan with at least S$5,000 of personal accident cover for the rider, for a Class 2B bike (up to 200cc) and a rider aged 30?
Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), at S$519.08 a year on today's prices, GST included.
Which insurer is cheapest for a Class 2A bike (201 to 400cc) and a rider aged 35?
Today, the cheapest motorcycle insurance for a Class 2A bike (201 to 400cc) and a rider aged 35 is S$412.59 a year (GST included) at ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use); 5 insurers price it.
What is the cheapest plan with at least S$5,000 of personal accident cover for the rider, for a Class 2A bike (201 to 400cc) and a rider aged 35?
Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), at S$531.06 a year on today's prices, GST included.
Which insurer is cheapest for a big bike (above 750cc) and a rider aged 45?
Today, the cheapest motorcycle insurance for a big bike (above 750cc) and a rider aged 45 is S$664.93 a year (GST included) at ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use); 5 insurers price it.
What is the cheapest plan with at least S$5,000 of personal accident cover for the rider, for a big bike (above 750cc) and a rider aged 45?
Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), at S$951.00 a year on today's prices, GST included.
Is the cheapest motorcycle plan comprehensive?
The prices here are for comprehensive cover. Third party, fire and theft and third party only cost less but pay nothing for accident damage to your own bike: the how-much page sets the three covers side by side.
Are these motorcycle prices exact?
Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.