Motorcycle insurance
Motorcycle insurance for older riders: prices and age limits
Today's lowest and typical yearly price for comprehensive cover on a Class 2B bike, 3 years old, for a rider with a licence held 10 years or more and a 20% no-claim discount, GST included. Fewer insurers price the older ages online. Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.
Compare every insurer we price for a Class 2B bike, rider aged 30 on one page: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/motorcycle-insurance-for-older-riders
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
4 of the 6 motorcycle insurers we compare set an oldest rider age for comprehensive cover in their online tables, from 65 (DirectAsia and Etiqa) to 75 (Budget Direct). On 12 Nov 2026, a rider aged 70 pays from S$323.88 a year (Income), against S$275.21 at 40 (ECICS), GST included. 3 insurers price a 70-year-old online, against 5 at 40.
By age
| Rider | Lowest | Typical | Insurers |
|---|---|---|---|
| Aged 40 | S$275.21Buy NowECICS | S$287.76 | 5 |
| Aged 50 | S$310.99Buy NowECICS | S$317.40 | 5 |
| Aged 60 | S$310.99Buy NowECICS | S$317.40 | 5 |
| Aged 65 | S$323.88Buy NowIncome | S$327.37 | 5 |
| Aged 70 | S$323.88Buy NowIncome | S$323.88 | 3 |
| Aged 75 | S$323.88Buy NowIncome | S$323.88 | 3 |
Insurers with no online price at the older ages
- DirectAsia: no online price for aged 70, aged 75. This insurer's online price is for riders aged up to 65.
- ECICS: no online price for aged 75. This insurer's online price is for riders aged up to 70.
- Etiqa: no online price for aged 70, aged 75. This insurer's online price is for riders aged up to 65.
The rider ages each insurer takes online
Comprehensive cover, from each insurer's online table.
- Budget Direct: 25 to 75 years old.
- DirectAsia: 21 to 65 years old.
- ECICS: 22 to 70 years old.
- Etiqa: 18 to 65 years old.
- FWD: from 18, with no oldest age in its online table.
- Income: from 18, with no oldest age in its online table.
Compare motorcycle insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.
- ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
What is the oldest rider each insurer takes online?
For comprehensive cover, in their online tables: Budget Direct 75; DirectAsia 65; ECICS 70; Etiqa 65. FWD and Income set no oldest age in their tables.
How much is motorcycle insurance for an older rider?
A Class 2B bike, licence held 10 years or more, 20% no-claim discount. Aged 40: from S$275.21 a year (ECICS); Aged 50: from S$310.99 a year (ECICS); Aged 60: from S$310.99 a year (ECICS); Aged 65: from S$323.88 a year (Income); Aged 70: from S$323.88 a year (Income); Aged 75: from S$323.88 a year (Income). Today's prices, GST included.
Are these motorcycle prices exact?
Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.