Motorcycle insurance explained
Typical motorcycle insurance quotes in Singapore
What comprehensive motorcycle insurance costs today for Class 2B, 2A and 2 bikes and riders aged 21 to 70, a new rider and a delivery rider. Each bike is registered 3 years ago; each rider is a man with no claims. Open a rider for every insurer's price, and the price with a lower NCD or after a claim.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/motorcycle-insurance-quotes
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Compare every insurer we price for a Class 2B bike and a rider aged 30 on one page: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30
In short
On 12 Nov 2026, comprehensive motorcycle insurance in Singapore costs from about S$275.21 a year for a rider aged 40 on a Class 2B bike (ECICS) to S$570.83 on a big bike above 750cc, GST included. Young and new riders pay more.
Price by licence class and rider
| Rider | Class 2Bup to 200cc | Class 2A201 to 400cc | Class 2, to 750cc401 to 750cc | Big bikeabove 750cc |
|---|---|---|---|---|
| Aged 25licence held 3 years, 20% NCD, no claims, private use | S$567.65Buy NowIncome | S$687.89Buy NowIncome | S$1,171.09Buy NowIncome | S$1,298.72Buy NowIncome |
| Aged 30licence held 5 years, 20% NCD, no claims, private use | S$368.78Buy NowECICS | S$435.86Buy NowECICS | S$628.08Buy NowECICS | S$764.92Buy NowECICS |
| Aged 40licence held 10 years or more, 20% NCD, no claims, private use | S$275.21Buy NowECICS | S$325.27Buy NowECICS | S$468.72Buy NowECICS | S$570.83Buy NowECICS |
| Aged 50licence held 10 years or more, 20% NCD, no claims, private use | S$310.99Buy NowECICS | S$367.55Buy NowECICS | S$529.64Buy NowECICS | S$645.05Buy NowECICS |
| Aged 65licence held 10 years or more, 20% NCD, no claims, private use | S$323.88Buy NowIncome | S$386.91Buy NowECICS | S$557.54Buy NowECICS | S$679.00Buy NowECICS |
| Aged 70licence held 10 years or more, 20% NCD, no claims, private use | S$323.88Buy NowIncome | S$392.49Buy NowIncome | S$668.18Buy NowIncome | S$741.00Buy NowIncome |
| Aged 21licence held 1 year, 10% NCD, no claims, private use | S$1,031.05Buy NowEtiqa | |||
| New rider, aged 22licence held under a year, no NCD, no claims, private use | S$1,292.76Buy NowEtiqa | |||
| Delivery rider, aged 28licence held 3 years, 10% NCD, no claims, riding for food or parcel delivery | S$1,212.95Buy NowDirectAsia |
Most motorcycle prices here are estimates: most insurers price by the bike's model or exact engine capacity, which our form does not ask, so their figure is for a typical bike of the band. Where a figure is an estimate, each rider's page gives the insurer's note on how it was worked out.
Every bike and rider, with a lower NCD and after a claim, is in one CSV file, updated daily. Compare motorcycle insurance with your own details.
How these prices are worked out
Each price is what the insurer charges today for these answers, a year, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Most motorcycle prices here are estimates: most insurers price by the bike's model or exact engine capacity, which our form does not ask, so their figure is for a typical bike of the band. Where a figure is an estimate, the insurer's note below says how it was worked out. Every rider is a man with no claims unless the page says otherwise, on a bike registered 3 years ago, with comprehensive cover. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells motorcycle insurance online. every bike and rider are in CSV files, updated daily.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- ECICS: https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=10&ncd=20&claims=no&dob=1961-11-12&gender=m&usage=private
- Etiqa: https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
- DirectAsia: https://shentonbrokers.com/insurers/directasia/motorcycle
Questions people ask
How much is motorcycle insurance in Singapore?
For a rider aged 40 with a 20% NCD and no claims, comprehensive cover costs from about S$275.21 a year (ECICS) on a Class 2B bike up to 200cc, S$325.27 on a Class 2A bike and S$570.83 on a big bike above 750cc, on today's prices with GST.
Do young riders pay more?
Yes. On a Class 2B bike a rider aged 25 pays from S$567.65 today, against S$275.21 for a rider aged 40; a new rider aged 22, with a licence held under a year, from S$1,292.76.
How much is motorcycle insurance for a delivery rider?
For a rider aged 28 on a Class 2B bike used for food or parcel delivery, from S$1,212.95 a year today (DirectAsia), across 1 insurer that price delivery riding online.
Can a rider aged 70 get cover online?
Yes, at 3 of the insurers we compare: from S$323.88 a year on a Class 2B bike today. Some insurers stop pricing riders online before 70.
Does the licence class change the price?
Insurers price by engine capacity, which the licence class follows: Class 2B bikes up to 200cc cost the least to insure, big bikes above 750cc the most. A claim on a bike your licence class does not allow is not paid.
Are these exact prices?
Most are estimates: most insurers price by the bike's model or exact engine capacity, which our form does not ask, so their figure is for a typical bike of the band. Each rider's page gives every insurer's note on how its figure was worked out. Your own quote can sit above or below it.