Motorcycle insurance
Motorcycle insurance for young and new riders
Today's lowest and typical yearly price for comprehensive cover on a Class 2B bike, 3 years old, with a 0% no-claim discount, by the rider's age and by the years the licence has been held, GST included. Fewer insurers price a licence held under 2 years online. Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.
Compare every insurer we price for a Class 2B bike, rider aged 30 on one page: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/motorcycle-insurance-for-young-riders
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, comprehensive cover on a Class 2B bike costs a rider aged 19 with a licence under a year from S$2,036.39 a year (Etiqa), against S$460.99 at 30 with a licence held 5 years (ECICS), GST included. 3 insurers price the 19-year-old online and 5 price the 30-year-old.
By age, with a new licence
| Rider | Lowest | Typical | Insurers |
|---|---|---|---|
| Aged 19, licence under a year | S$2,036.39Buy NowEtiqa | S$2,383.93 | 3 |
| Aged 21, licence 1 year | S$1,145.61Buy NowEtiqa | S$2,026.34 | 3 |
| Aged 23, licence 2 years | S$953.59Buy NowIncome | S$1,145.61 | 5 |
| Aged 25, licence 3 years | S$709.56Buy NowIncome | S$1,099.89 | 5 |
| Aged 30, licence 5 years | S$460.99Buy NowECICS | S$483.40 | 5 |
By years holding a licence, rider aged 30
| Licence held | Lowest | Typical | Insurers |
|---|---|---|---|
| Under a year | S$720.47Buy NowIncome | S$720.47 | 3 |
| 1 year | S$648.84Buy NowEtiqa | S$720.47 | 3 |
| 2 years | S$483.40Buy NowIncome | S$647.08 | 5 |
| 5 years | S$460.99Buy NowECICS | S$483.40 | 5 |
| 10 years or more | S$460.99Buy NowECICS | S$483.40 | 5 |
Insurers with no online price for a newer licence
- Budget Direct: no online price for under a year, 1 year. This insurer's online price is for riders with at least 2 years of riding experience.
- DirectAsia: no online price for under a year, 1 year. This insurer's online price is for riders with at least 2 years of riding experience.
- ECICS: no online price for under a year, 1 year. This insurer's online price is for riders with at least 2 years of riding experience.
The rider ages each insurer takes online
Comprehensive cover, from each insurer's online table.
- Budget Direct: 25 to 75 years old.
- DirectAsia: 21 to 65 years old.
- ECICS: 22 to 70 years old.
- Etiqa: 18 to 65 years old.
- FWD: from 18, with no oldest age in its online table.
- Income: from 18, with no oldest age in its online table.
Compare motorcycle insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.
- ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
What is the youngest rider each insurer takes online?
For comprehensive cover, in their online tables: Budget Direct 25; DirectAsia 21; ECICS 22; Etiqa 18; FWD 18; Income 18.
How much is motorcycle insurance for a young rider?
A Class 2B bike, 0% no-claim discount. Aged 19, licence under a year: from S$2,036.39 a year (Etiqa); Aged 21, licence 1 year: from S$1,145.61 a year (Etiqa); Aged 23, licence 2 years: from S$953.59 a year (Income); Aged 25, licence 3 years: from S$709.56 a year (Income); Aged 30, licence 5 years: from S$460.99 a year (ECICS). Today's prices, GST included.
How much does a new motorcycle licence add?
A rider aged 30 on a Class 2B bike, 0% no-claim discount. Under a year: from S$720.47 a year (Income); 1 year: from S$648.84 a year (Etiqa); 2 years: from S$483.40 a year (Income); 5 years: from S$460.99 a year (ECICS); 10 years or more: from S$460.99 a year (ECICS). Today's prices, GST included.
What is the motorcycle no-claim discount?
A discount of 10% after one year without a claim, 15% after two and 20% after three or more. Unlike a car's, it stops at 20%. One at-fault claim takes it down a step or two, or back to 0%.
Are these motorcycle prices exact?
Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.