Motorcycle insurance
Best motorcycle insurance for a Class 2B bike (up to 200cc) in Singapore (November 2026)
On 12 Nov 2026, the best-value motorcycle insurance for a Class 2B bike (up to 200cc) in Singapore among our featured insurers is ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) (88 of 100), followed by Income and Etiqa. The cheapest featured plan for a Class 2B bike (up to 200cc), rider aged 30 is ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) at S$368.78 (as at 3 Nov 2026), GST included. We compared every plan from the 3 featured insurers that price these 2 examples; other insurers are not ranked.
Ranked on 2 riders on a Class 2B bike (up to 200cc), comprehensive cover, with a 20% no-claim discount and no claims, private use. Every price is an estimate from the insurer's own table: each prices your exact make and model when you buy.
Compare every insurer we price for a Class 2B bike (up to 200cc), rider aged 30 on one page: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/best/motorcycle/class-2b
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
We rank only our featured insurers: the ones you can buy from through our Buy Now links, and who pay us commission when you buy. Other insurers are not ranked here. See every insurer's prices.
Our picks for November 2026
Best value overall
ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now
S$368.78as at 3 Nov 2026
The highest average value score this month (88 of 100) across our 2 examples.
Lowest price
ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now
S$368.78as at 3 Nov 2026
The cheapest featured plan for a Class 2B bike (up to 200cc), rider aged 30, with excess S$300.00.
Most personal accident cover
Etiqa Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now
S$519.08as at 3 Nov 2026
Personal accident up to S$5,000, the most of any featured plan priced for a Class 2B bike (up to 200cc), rider aged 30 (the cheapest such plan is shown).
How our featured insurers rank this month
| Insurer | Plan | Value score | From |
|---|---|---|---|
| 1. ECICSECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now | ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) | 88 | S$291.73 (as at 3 Nov 2026) |
| 2. IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | Income Motorcycle Insurance Comprehensive | 72 | S$305.29 (as at 4 Nov 2026) |
| 3. EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now | Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) | 50 | S$424.83 (as at 3 Nov 2026) |
The value score (0 to 100) weighs each featured plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission does not change a plan's score, but only insurers that pay us commission are ranked.
Cover side by side
| Cover | ECICSMotorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) | IncomeMotorcycle Insurance Comprehensive | EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) |
|---|---|---|---|
| Premium | S$368.78 (as at 3 Nov 2026) | S$386.72 (as at 4 Nov 2026) | S$519.08 (as at 3 Nov 2026) |
| Repairs at | Insurer-arranged repairs | A quality workshop chosen by Income | Insurer-arranged repairs |
| Personal accident | S$1,000 for the policyholder and named riders, included | S$1,000, at no extra cost | S$5,000 on the rider's accidental death |
| Helmet and riding gear | Not covered | Not stated in the brochure or the conditions | Not covered |
| Excess | S$300.00 | S$300.00 | S$300.00 |
Dearer plans from the same insurers can cover more. Read the policy wording before you buy.
Buy Now addresses
Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.
- ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Class 2B bike (up to 200cc), rider aged 30
3 featured insurers price this. The cheapest featured plan is ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) at S$368.78 (as at 3 Nov 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| ECICSECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now | ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) | 88 | S$368.78as at 3 Nov 2026code SPECIAL15 | S$300.00 |
| IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | Income Motorcycle Insurance Comprehensive | 71 | S$386.72as at 4 Nov 2026 | S$300.00 |
| EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now | Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) | 50 | S$519.08as at 3 Nov 2026code BIKE10 | S$300.00 |
Class 2B bike (up to 200cc), rider aged 45
3 featured insurers price this. The cheapest featured plan is ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) at S$291.73 (as at 3 Nov 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| ECICSECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Now | ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) | 88 | S$291.73as at 3 Nov 2026code SPECIAL15 | S$300.00 |
| IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | Income Motorcycle Insurance Comprehensive | 72 | S$305.29as at 4 Nov 2026 | S$300.00 |
| EtiqaTiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Now | Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) | 50 | S$424.83as at 3 Nov 2026code BIKE10 | S$300.00 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
What to check before you buy
- The motorcycle no-claim discount is 10% after one year without a claim, 15% after two and 20% after three or more; unlike a car's, it stops at 20%. What each NCD step saves
- A Class 2B licence covers bikes up to 200cc, 2A up to 400cc and Class 2 any capacity, and a claim on a bike your licence class does not allow is not paid. Prices by licence class
- Comprehensive also pays for damage to your own bike; third party only covers what you do to others. Comprehensive or third party?
- Food or parcel delivery riding is priced apart, and some insurers do not cover it: choose it on the form if you ride for a platform.
- Every motorcycle price here is an estimate from the insurer's own table: each insurer prices your exact make and model when you buy.
What each insurer's best plan covers, from today's policy tables:
- Does motorcycle insurance include personal accident cover? 4 of 6 insurers cover it.
- Does motorcycle insurance include towing and roadside assistance? All 6 insurers cover it.
- Does motorcycle insurance cover damage to other people's property? All 6 insurers cover it.
- Does motorcycle insurance cover theft of your motorcycle? All 6 insurers cover it.
- Does motorcycle insurance cover riding in Malaysia? All 6 insurers cover it.
- Does motorcycle insurance cover delivery riding? 1 of 6 insurers cover it.
- Does motorcycle insurance cover new riders? 2 of 6 insurers cover it.
- Does motorcycle insurance cover older riders? 4 of 6 insurers cover it.
- Does motorcycle insurance protect your no-claim discount? 1 of 6 insurers cover it.
- Does motorcycle insurance cover medical expenses after an accident? None of the 6 insurers cover it.
- Does motorcycle insurance cover other riders? 4 of 6 insurers cover it.
See every insurer's price for your own answers, with the value score on each plan.
Get your own quoteQuestions people ask
What is the best motorcycle insurance for a Class 2B bike (up to 200cc) in Singapore in November 2026?
On our value score, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) ranks first among our featured insurers this month, then Income and Etiqa. The ranking covers 2 examples, worked out from each insurer's current rates. The best plan for you depends on your own answers and the cover you need.
How much is motorcycle insurance for a Class 2B bike (up to 200cc)?
Class 2B bike (up to 200cc), rider aged 30: from S$368.78 (ECICS). Class 2B bike (up to 200cc), rider aged 45: from S$291.73 (ECICS). GST is included, and your own price depends on your answers.
How is the value score worked out?
The value score (0 to 100) weighs each featured plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission does not change a plan's score, but only insurers that pay us commission are ranked.
Which insurers are ranked here?
We rank only our featured insurers: the ones you can buy from through our Buy Now links, and who pay us commission when you buy. Other insurers are not ranked here. Among them, the order comes only from the value score. Every insurer's price is on our price pages.
Does motorcycle insurance include personal accident cover?
On many plans, but the sum is small. 4 of the 6 insurers we compare include personal accident cover for the rider on at least one plan; 2 sell it only as an add-on. Limits run from S$1,000 to S$5,000. That pays little after a serious accident, so a rider may want a personal accident policy as well.
Does motorcycle insurance include towing and roadside assistance?
Yes for towing after an accident. All 6 insurers we compare include accident towing on at least one plan, often capped at S$50 to S$100 a tow in Singapore. Help after a breakdown, such as a flat battery, is a paid add-on at some insurers, so check before you need it.
Does motorcycle insurance cover damage to other people's property?
Yes, on every cover type, including third party only. All 6 insurers we compare pay for damage you cause to other people's property, such as a car you hit. The limit is S$500,000 or unlimited. Injury to other people is covered too, without a limit at most of them. Damage to your own bike needs comprehensive cover.
Does motorcycle insurance cover theft of your motorcycle?
Yes, on comprehensive and on third party, fire and theft plans. All 6 insurers we compare set terms on a theft claim: a bike stolen outside Singapore carries an excess of half its value, capped at S$2,000 to S$3,000. A third-party-only plan does not pay for your own bike at all.