Motorcycle insurance
Budget Direct vs Etiqa motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, Budget Direct was cheaper on 10, Etiqa on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/budget-direct-vs-etiqa
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Budget Direct | Etiqa |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$262.19Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$519.08Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$309.43Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$531.06Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Big bike (above 750cc), rider aged 45 | S$531.14Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$951.00Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,292.76Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$199.41Budget Direct Motorcycle Third party, fire and theft (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$316.63Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, third party only | S$157.01Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$260.26Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2A bike, rider aged 35, third party only | S$157.26Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$260.97Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Big bike (above 750cc), rider aged 45, third party only | S$274.12Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$417.56Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, no NCD | S$389.27Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$648.84Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, 10% NCD | S$307.79Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$583.96Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, 15% NCD | S$283.12Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$551.52Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | Budget Direct | Etiqa |
|---|---|---|
| Repairs at | Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote) | Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike |
| Personal accident (rider) | Optional cover, at extra premium | S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording |
| Helmet and riding gear | Not stated in the plan table | Not covered |
| Excess | S$500.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- Etiqa: Promo code BIKE10: 10% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Etiqa, Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
Is Budget Direct or Etiqa cheaper for motorcycle insurance?
Of the 10 examples both price, Budget Direct was cheaper on 10, Etiqa on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with Etiqa's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (Budget Direct Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use), Etiqa Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)): Repairs at: Budget Direct Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote), Etiqa Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike; Personal accident (rider): Budget Direct Optional cover, at extra premium, Etiqa S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording; Helmet and riding gear: Budget Direct Not stated in the plan table, Etiqa Not covered; Excess: Budget Direct S$500.00, Etiqa S$300.00.
What discounts are Budget Direct and Etiqa running?
Budget Direct: none to show. Etiqa: Promo code BIKE10: 10% off.