Motorcycle insurance
DirectAsia vs Etiqa motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, DirectAsia was cheaper on 9, Etiqa on 1. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/directasia-vs-etiqa
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | DirectAsia | Etiqa |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$487.56DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$519.08Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$543.62DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$531.06Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Big bike (above 750cc), rider aged 45 | S$827.83DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$951.00Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Delivery rider, Class 2B bike, aged 28 | S$1,193.75DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,292.76Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$242.54DirectAsia Motorcycle Third party, fire and theft (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$316.63Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, third party only | S$184.65DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$260.26Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2A bike, rider aged 35, third party only | S$208.28DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$260.97Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Big bike (above 750cc), rider aged 45, third party only | S$317.58DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$417.56Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, no NCD | S$628.95DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$648.84Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, 10% NCD | S$551.99DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$583.96Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, 15% NCD | S$521.34DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$551.52Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | DirectAsia | Etiqa |
|---|---|---|
| Repairs at | Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500) | Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike |
| Personal accident (rider) | Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote) | S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording |
| Helmet and riding gear | Not stated on the cover types page | Not covered |
| Excess | S$0.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- DirectAsia: none to show
- Etiqa: Promo code BIKE10: 10% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- DirectAsia, DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence): https://shentonbrokers.com/insurers/directasia/motorcycle
- Etiqa, Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
Is DirectAsia or Etiqa cheaper for motorcycle insurance?
Of the 10 examples both price, DirectAsia was cheaper on 9, Etiqa on 1. Your own answers can change the order, so get your own quote.
How does DirectAsia's cover compare with Etiqa's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (DirectAsia DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence), Etiqa Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)): Repairs at: DirectAsia Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500), Etiqa Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike; Personal accident (rider): DirectAsia Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote), Etiqa S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording; Helmet and riding gear: DirectAsia Not stated on the cover types page, Etiqa Not covered; Excess: DirectAsia S$0.00, Etiqa S$300.00.
What discounts are DirectAsia and Etiqa running?
DirectAsia: none to show. Etiqa: Promo code BIKE10: 10% off.