Motorcycle insurance
Budget Direct vs ECICS motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, Budget Direct was cheaper on 9, ECICS on 1. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/budget-direct-vs-ecics
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Budget Direct | ECICS |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$262.19Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$368.78ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$309.43Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$412.59ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Big bike (above 750cc), rider aged 45 | S$531.14Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$664.93ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | No online price | No online price |
| Class 2B bike, rider aged 30, third party, fire and theft | S$199.41Budget Direct Motorcycle Third party, fire and theft (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$236.03ECICS Motorcycle Insurance Third party, fire and theft (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Class 2B bike, rider aged 30, third party only | S$157.01Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$154.89ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Class 2A bike, rider aged 35, third party only | S$157.26Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$165.88ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Big bike (above 750cc), rider aged 45, third party only | S$274.12Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$276.23ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Class 2B bike, rider aged 30, no NCD | S$389.27Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$460.99ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Class 2B bike, rider aged 30, 10% NCD | S$307.79Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$414.89ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
| Class 2B bike, rider aged 30, 15% NCD | S$283.12Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$391.83ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | Budget Direct | ECICS |
|---|---|---|
| Repairs at | Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote) | Insurer-arranged repairs; the policy excess is by model (S$300 to S$1,000 on the bikes sampled, shown for your band), waived up to S$300 on the first claim at 20% NCD; a free NCD protector from 10% NCD |
| Personal accident (rider) | Optional cover, at extra premium | S$1,000 for the policyholder and named riders, included; Personal Accident+ add-on S$32.70 |
| Helmet and riding gear | Not stated in the plan table | Not covered |
| Excess | S$500.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- ECICS: Promo code SPECIAL15: 15% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- ECICS, ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
Questions people ask
Is Budget Direct or ECICS cheaper for motorcycle insurance?
Of the 10 examples both price, Budget Direct was cheaper on 9, ECICS on 1. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with ECICS's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (Budget Direct Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use), ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)): Repairs at: Budget Direct Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote), ECICS Insurer-arranged repairs; the policy excess is by model (S$300 to S$1,000 on the bikes sampled, shown for your band), waived up to S$300 on the first claim at 20% NCD; a free NCD protector from 10% NCD; Personal accident (rider): Budget Direct Optional cover, at extra premium, ECICS S$1,000 for the policyholder and named riders, included; Personal Accident+ add-on S$32.70; Helmet and riding gear: Budget Direct Not stated in the plan table, ECICS Not covered; Excess: Budget Direct S$500.00, ECICS S$300.00.
What discounts are Budget Direct and ECICS running?
Budget Direct: none to show. ECICS: Promo code SPECIAL15: 15% off.