Motorcycle insurance
ECICS vs Income motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, ECICS was cheaper on 10, Income on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/ecics-vs-income
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | ECICS | Income |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$368.78ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$386.72Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$412.59ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$441.73Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$664.93ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$763.22Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,421.23Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$236.03ECICS Motorcycle Insurance Third party, fire and theft (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$248.21Income Motorcycle Insurance Third party, fire and theftBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$154.89ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$164.10Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$165.88ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$176.69Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$276.23ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$296.39Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$460.99ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$483.40Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$414.89ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$435.06Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$391.83ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$410.90Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | ECICS | Income |
|---|---|---|
| Repairs at | Insurer-arranged repairs; the policy excess is by model (S$300 to S$1,000 on the bikes sampled, shown for your band), waived up to S$300 on the first claim at 20% NCD; a free NCD protector from 10% NCD | A quality workshop chosen by Income |
| Personal accident (rider) | S$1,000 for the policyholder and named riders, included; Personal Accident+ add-on S$32.70 | S$1,000, at no extra cost |
| Helmet and riding gear | Not covered | Not stated in the brochure or the conditions |
| Excess | S$300.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- ECICS, ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Third party only: https://shentonbrokers.com/go/buy/motorcycle/income/tpo?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private&coverType=tpo
Questions people ask
Is ECICS or Income cheaper for motorcycle insurance?
Of the 10 examples both price, ECICS was cheaper on 10, Income on 0. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Income's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use), Income Income Motorcycle Insurance Comprehensive): Repairs at: ECICS Insurer-arranged repairs; the policy excess is by model (S$300 to S$1,000 on the bikes sampled, shown for your band), waived up to S$300 on the first claim at 20% NCD; a free NCD protector from 10% NCD, Income A quality workshop chosen by Income; Personal accident (rider): ECICS S$1,000 for the policyholder and named riders, included; Personal Accident+ add-on S$32.70, Income S$1,000, at no extra cost; Helmet and riding gear: ECICS Not covered, Income Not stated in the brochure or the conditions; Excess: ECICS S$300.00, Income S$300.00.
What discounts are ECICS and Income running?
ECICS: Promo code SPECIAL15: 15% off. Income: none to show.