The Renault Grand Scenic on our quote form is the seven-seat 1.5 dCi, and it is a used-car buy in Singapore now. This page works through what it costs to keep one: road tax, insurance and the COE, then the costs that depend on you. One figure stands out. Losing your NCD more than doubles the lowest insurance price.
Insurance figures are examples for one stated driver, read on 20 October 2026. They are not a quote.
Three versions on our form
The new-car list we read has no Grand Scenic on sale now, so there is no list price here. Our quote form lists three versions:
- Grand Scenic 1.5 dCi (7 Seater) (TurboCharged): 1,461cc
- Grand Scenic 1.6: 1,598cc
- Grand Scenic 2.0: 1,998cc
The insurance figures are for the 1.5 dCi, the version most of our insurers quote. The 1.6 and 2.0 have larger engines and pay more road tax.
The COE
For the Grand Scenic 1.5 dCi, with its 1,461cc engine, the category depends on power:
- Category A: 97kW (130bhp) or less. S$130,001 in the October 2026 1st round.
- Category B: more than that. S$130,100 in the same round.
On a used car the COE comes with it. The years left on it shape what you pay. The COE page shows the latest results.
Road tax
Under LTA's formula, the 1,461cc engine pays S$661.38 a year, before any age surcharge. The other two versions' figures are on the road tax page.
The age surcharge applies once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Insurance for the Grand Scenic
The Renault Grand Scenic price page prices this profile:
- Car: Grand Scenic 1.5 dCi (7 Seater), registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no add-ons
The range
13 insurers price it, and three on our panel have no online price for it yet.
The lowest premium is S$660.69 a year. The insurer whose lowest plan is dearest asks at least S$1,610.16: S$949.47 more, or 144% on top. All prices include 9% GST.
The gap between the lowest premium and the next is also large. So it pays to see the whole list, not just the first price you find.
The excess
Most plans carry S$600. Others carry S$500 or S$750, a few S$2,500 or S$3,000, and one none. Read each premium with its excess, since the excess is what you pay on a claim.
What moves the price
The price page shows the lowest price when one detail changes:
- No NCD (0%): S$1,519.13, S$858.44 more
- 20% NCD: S$1,112.75, S$452.06 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,241.26, S$580.57 more
- Driver aged 65, 20 or more years' driving: S$660.69, the same
- A new car, registered this year: S$666.79, S$6.10 more
- A car 8 years old: S$604.07, S$56.62 less
The NCD is the dominant factor. With none, the lowest price rises 130%. With 20%, it is still S$452.06 above the standard driver. A 27-year-old driver with 30% NCD also pays far more. If the car will have a younger named driver in the family, that is worth pricing before you buy.
An older driver pays the same lowest price, and car age moves it only a little. For the driver aged 65 and the new car, 12 insurers quote against 13.
These are lowest prices only. Dearer plans may move by other amounts.
What to look at in a plan
- NCD protection: some plans offer it as an add-on. It is not in these prices, and the NCD figures above show what is at stake.
- Workshop: these prices assume an authorised workshop. Any-workshop plans may price differently.
- Named drivers: check who may drive and what each extra driver adds.
- Estimates: one price on the page is marked as an estimate. Confirm it on the insurer's own site.
Against similar cars
For the same driver and car age, the price page lists six similar cars:
- Mazda 3: S$927.36
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Toyota Corolla Altis: S$642.42
- Honda Freed: S$642.42
- Toyota Sienta: S$604.07
Their average lowest price is S$735.99. The Grand Scenic, at S$660.69, is 10% below it. Three of the six, the Corolla Altis, the Freed and the Sienta, cost less to insure. The Renault car insurance page lists other Renaults.
Costs that depend on you
- Parking: season parking at your HDB block or condo, plus parking at work and on outings.
- Fuel: depends on the version, your mileage and the pump price.
- ERP: depends on your routes and the times you drive.
- Servicing and repairs: follow the maker's schedule. On a used car, ask for the service record and check how easily parts are found.
- Depreciation: depends on what you pay, the COE years left and what you sell for.
Summary of yearly costs we can show
For the Renault Grand Scenic 1.5 dCi, dated as shown:
- Road tax: S$661.38 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$660.69 a year (20 October 2026)
- Insurance, no NCD: from S$1,519.13
- Insurance, driver aged 27 with 30% NCD: from S$1,241.26
- Insurance, a car 8 years old: from S$604.07
For a new registration, the October 2026 1st round COE was S$130,001 for Category A and S$130,100 for Category B.
Before you buy: car insurance for the Renault Grand Scenic
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Renault Grand Scenic to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.